USA CREDIT Ripoff Reports, Complaints, Reviews, Scams, Lawsuits and Frauds Reported

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51, Report #41643
Jan 15 2003
05:54 PM
USA Credit ripoff Uniontown Pennsylvania
The credit card that I recieved, had the website: usacreditsperstore to see If I could purchase anything from there, and that Is when I found this rip off website. Lori Liberty, IndianaU.S.A.
Entity: Uniontown, Pennsylvania
52, Report #398193
Dec 05 2008
10:37 AM
Usa Credit patday lender Internet
i went on the computer for a patday loan never before have i paid out money in which a company lied and never gave money.i have not recieved anything from this company except a $149.95 withdrawl from my account i do not know who they are but i want my money back they are crooks. Stacey hillsboro, OhioU.S.A.
Entity: Nationwide
53, Report #474603
Jul 29 2009
12:51 PM
USA Credit Rip- Off Internet
This company has tried to take $149.00 out my account for god knows what. Which made me overdraft in my account. When I finally got in touch with the company she said that I had to still pay USA Credit $30.00 for a NSF fee. Everyone please be aware if you apply for a payday loan with any company and you agree to their terms they automatically sign you up for this company. This has got to be the biggest scam ever and I dont know how this company is still in business. Why do the government still allow this company to exist? Lashan Houston, TexasU.S.A.
Entity: Internet
54, Report #653562
Oct 21 2010
08:46 AM
USA Credit Fruad, Internet
Just got off the phone with USA Credit, and these people have no soul. I am in the Army and money is tight some times so I looked at a pay day loan and the same thing others are saying happened to me. I found a debit of $149.95 on my statement.I dont know how they can get away with this, it is out right theft. The customer rep. said that I had agreed to it, No I greed to fill out the loan application not buy a service. If you pay for something you should receive somthing in turn. I did not even receive the packet that the rep. said was sent. This is a BS company and should be accountable for there shady business practices.Are there any law suits against this company that anyone is aware of?if so I am in.
Entity: , Internet
55, Report #1033193
Aug 20 2007
09:30 AM
USA CREDIT ripoff Internet
this company took $149.95 out of my account without permission Madashell Ridge Spring, South CarolinaUnited States Minor Outlying Islands According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days. If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges. Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent! DO NOT TAKE NO FOR AN ANSWER! Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get. And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state. Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the chargetruth. If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the
Entity: Internet
56, Report #386505
Oct 30 2008
06:55 PM
USA Credit fraud Internet
I checked my bank account like I always do everyday and I scrolled down and I saw that $149.95 was taken out of my account form USA credit. I thought to myself who in the H. E. dbl hockey sticks was USA credit? So I did like most red blooded humans would do and I googled (thank god for google) USA credit and it led me to this site. I was astonished that so many people got that same exact amount taken out of their account. Then I got angry because I got dooped and had my hard earned money taken from me. Me, i am the one who laughs at people who get taken advantage of because I felt that they deserved it cause they were stupid enough to fall for it. Well now who's laughing now? I really don't mean to be a drama queen but I feel like someone broke into my home and robbed me? That's how awful I feel. So the people who got ripped off on this web site I am truly sorry. i hope each and evryone of you get your money back :) Denise newport news, VirginiaU.S.A.
Entity: Internet
57, Report #384303
Oct 23 2008
07:36 PM
USA Credit Internet
My name is Nellie S and am hearing-imparied. I would like to report that I am very upset after I checked my bank account on line yesterday evening and learned that my bank account is NSF now because USA Credit for $149.95 was taken from my account on October 17th without my knowledge. I did not checked my bank account for several days since I went out of town last weekend and just checked my bank account on line yesterday evening before found out that my bank account is now NSF plus bank charged me for NSF $35.00 fee. I had to call USA Credit Internet this morning and told them that I never clicked this site for accept USA Credit Internet for shopping purchases from internet so they ripped my money off. They said that they would refund $149.95 to me within 8 days which it should be on October 31st but I doubt this. I am concern that my electric may be shut off any time because I wrote a check to my electric co, too but USA Credit ripped my money off from my bank account without my knowledge. Is there anything that you can able to help me in some way to solve my problem to stop USA Credit ripped my money off? I did not click yes to this site for accept my new account with USA Credit on line because they were so tricky!!! Nellie Wilmington, North CarolinaU.S.A.
Entity: Internet
58, Report #426554
Feb 20 2009
12:35 PM
USA Credit surprising rip off Internet
I dont get it -- Isaw a charge on our account for 149.95 and what a shock, until I looked on this site and saw everything I'm seeing. How do these people get ss #'s, along with bank account numbers????? AND MOST IMPORTANT OF ALL -- WHY AREN'T PEOPLE LIKE THIS STOPPED WHETHER BY LEGAL ACTION OR WHATEVER. How many other people have been victim of this???? PEOPLE LIKE MADOFF ARE BEING PROSECUTED FOR FRAUD FOR EXTREME LARGE AMOUNTS OF MONEY, SO WHAT IS THE DIFFERENCE HERE?????? CAN ANYONE IMAGINE HOW MUCH MONEY THESE PEOPLE HAVE GOTTON FROM EVERYONE THEY HAVE SCAMMED. Who has to do something to have these people put away for a VERY VERY LONG TIME!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! SHAME SHAME SHAME SHAME ON YOU USA CREDIT!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! MAY YOU ROT IN HELL!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Mike&karri Centerville, TexasU.S.A.
Entity: Internet
59, Report #92857
May 25 2004
08:17 AM
USA Credit, Credit Usa means... USA (BAD) CREDIT! Ripoff Union Town Pennsylvania
My wife was inquiring on credit cards to establish better credit for us when this pop-up came up and offered this great no-risk card for (i believe) $6,000 so she applied. when all was said and done she recieved a confirmation and statement that she was being billed for $179.00. (unknown untill it was too late) so after trying to reverse this without luck, she was forced to stop payment to the company and now is being billed and phone harrassed daily for a product she never recieved and doesn't want! when they call we cannot get them to agree to stop, nor will they send a $6,000 unsecured card. lesson....no return phone, no live contact, DON'T DO IT! Michael Augusta, MaineU.S.A.
Entity: Union Town, Pennsylvania
60, Report #43992
Feb 03 2003
05:40 PM
USA Credit Superstore rip-off Uniontown Pennsylvania
there is no site hey stole my money like I can afford that with eight kids and one on the way Sabrina/breezy kotzebue, AlaskaU.S.A.
Entity: Uniontown, Pennsylvania
61, Report #86700
Apr 05 2004
06:08 PM
USA Credit ripoff,use credit, usa shopping club, usa platinum merchandise credit Uniontown Pennsylvania
When i first saw that i was like cool, i can have what i had hoped for, but boy was a wrong! Like everyone else said they deducted 149.95 from my checking account and then sent me the card! I went online and searched USA shopping club and i got this page and i was like wow.. i wonder if it's true and i believe it is! I just contacted the bank so i hope they understand and give me what i want... my bank is pretty good with that but we will see... if not i will have to take it higher up the chain. Advice to others don't be stupid like me and give you information to others even if it sounds like the right thing to do! Josh Omaha, NebraskaU.S.A.
Entity: Uniontown, Pennsylvania
62, Report #472587
Jul 23 2009
10:28 AM
USA Credit USA Credit stole from my new checking accounting. Internet
I open a new checking accounting for myself and my wife. This account I would be depositing my payroll check from my employer using direct deposit. I was searching for cash deposit and the company call the bank to vertify information which we were informed that the account was in the negative. I immediately check the account and found that USA Credit had stolen $149.95 out of my account without any permission. In my account was $100.00 they stole that amount which left my account in the red of $83.93 which I did not authorize them or anyone to take from my account. I would lke to sue USA Credit for punative damage and all the amount in the red which the bank attached on to the account daily being the account in is in the negative. I check my account for any physicial address, phone number and the only thing that is listed to identity USA Credit is: DES 8006859354 ID, no phone number or address. USA Credit Ripoff USA Credit Ripoff, OhioU.S.A.
Entity: Internet
63, Report #252085
Jun 03 2007
09:24 PM
USA Credit Credit not requested ripoff Internet
I received a call last week stating that my credit card application has been approved in the amount of $7,000. When I explained I didn't know what they were talking about, that I had not applied for any credit, the person said I must have done it online, perhaps to repair my bad credit. I further explained that I have excellent credit and was certainly not in need of anymore credit cards. Fay Hastings, New YorkU.S.A.
Entity: Internet, Nationwide
64, Report #1236895
Jun 20 2015
12:56 PM
USA Credit Ripoff on credit Uniontown Pennsylvania
 Went to buy and car and found out I had a credit card on my report that I never knew I even had. It was opened back in 2011 and never used. I want it off my credit!!
Entity: Uniontown, Pennsylvania
65, Report #371414
Sep 09 2008
06:56 PM
Credit Usa Commonwealth 8006859354 usa credit stole 149.95 from my checking account Usa Nevada
usa credit stole 149.95 from my checking account resulting in a 35.00 NSF fee. i have already placed a fraudulent claim with my bank. these thieves need to be stopped. i am calling their company in the morning as they are on the east cost and were closed already at 3pm my time. U4iq pahrump, NevadaU.S.A.
Entity: Nevada
66, Report #80190
Feb 12 2004
11:13 AM
USA Credit Superstore - USA Platinum USA Credit Superstore - USA Platinum I almost got ripped off Union Town Pennsylvania
First of all, I want to thank all of you that has reported these people. They are the lowest of the low and I cannot believe that they are allowed to conduct business in this manner. Luckily, I checked them out on this address and read all of the feedback that has been left for these people. I had given them all the information (even though I thought I was smarter than that) and they were going to be taking $99.99 out of my checking account tomorrow. Fortunately, because of all of you, I was able to get to the bank, close the account, and reopen another. I was able to stop these thieves in their tracks. There should not be anything else that they can do to me. The bank wants all of the information I have on these people (God knows, they did not give me much) and I am in the hopes that someone will permentantly take care of these people, if you know what I mean. Thanks so much for all of you taking the time out to file these reports so another hapless victim was warned before it was too late!!!!! Dorothy Leesburg, FloridaU.S.A.
Entity: Union Town, Pennsylvania
67, Report #296275
Jan 02 2008
10:20 AM
USA Credit, USA Credit Scam, hinders Credit and fraud Uniontown Pennsylvania
Recently I pulled my credit report and I contacted USA Credit because I did not apply for this so called Credit card. This is actually not even a credit card. They are a card that charges you to be able to help your credit. I asked them to provide me with my applicationa and they stated to me that they could not do that until I paid 199.99 X 3 for the subscription fee. I stated to them that this was fraud. My lawyer sent them 2 seperate letters and we recieved no response. I had to contact the credit bureaus and inform them that this was fraud and it was finally taken off. Atherrien Woonsocket, Rhode IslandU.S.A.
Entity: Uniontown, Pennsylvania
68, Report #53011
Apr 15 2003
03:52 PM
USA CREDIT credit card rip-off scam by USA Credit UNIONTOWN Pennsylvania
I have recently been ripped off by USA Credit offering a USA Platinum Merchant Card. I earleir paid them $19:99. They sent my Platinum Card yesterday and asked for another $79:99 George ROCHESTER, WashingtonU.S.A.
Entity: UNIONTOWN, Pennsylvania
69, Report #367873
Aug 28 2008
01:33 PM
USA Credit, USA Credit ruined my credit... $12,500 debt on credit report Tallahassee, Florida
I went online to view my credit report so I could begin paying off my debt & there was a debt I owed in the amount of $12,500. Of course I was shocked because I've never borrowed that much money or had a credit card with that limit. Anyway, I looked to see who the creditor was & it was USA Credit. And of course there was no contact information so I looked it up online. To my surprise, there was a web-site for USA Credit Scam & it linked me to Ripoff Reports. I read stories about people who were scammed by this so called company. Then it hit me. A few years ago, I used to go online line looking for payday loans. I've received them in the past but only for about $200 at the most & I paid them all back directly from my account. I have no idea where this debt came from & how I got caught up in it but I'm glad that I found out because that is a major debt on my report. Everything else is in the few hundreds & I really need someone to help me get this removed from my report. And to anybody who is reading this don't ever get caught up in those payday loans because they will sock it to you everytime. I heard about it on the news but never thought it would happen to me & it did right under my nose. Khai East Orange, New JerseyU.S.A.
Entity: Tallahassee, Florida
70, Report #121273
Dec 04 2004
08:04 PM
Usa Credit - Usa Shopping Club - Usa Benefits Ripoff took over $300 from checking & lied about credit repair Uniontown Internet
I was told by Usa Credit that they would help repair my credit for a $49.00 charge, In turn they deducted 4/5/04, $179.00 from my checking account without authorization. Then every month deducted $19.95 from checking every month until I went to my bank and told them to stop them from touching my checking. All you have to do is fill out a form. Now all I want is for USA Credit/Usa Benefits or Usa Shopping Club to refund my money that they ripped me off for. Fellow internet users should be very careful giving any personal info over the net no matter what security you think you may have. William Chicago, IllinoisU.S.A.
Entity: Uniontown, Pennsylvania
71, Report #63901
Jul 16 2003
11:48 PM
USA CREDIT ripoff fraud artists Uniontown Pennsylvania
I did not realize that I had been ripped off until I tried to find the web site given me to try and follow the instructions to use the card. This is not right at all. I am a single parent, going to college and my daughter is starting colege as well and we are having a hard enoug time as it is I thought this might help a little if we could get some books on line or something but did not expect to get ripped off like this. Suzan redding, CaliforniaU.S.A.
Entity: Uniontown, Pennsylvania
72, Report #47931
Mar 04 2003
03:48 PM
Usa Credit rip-off dirty SOB's Uniontown Pennsylvania
i sent this company two payments one of $89.95 and one of $30.00 after the payments were sent i still could not use my account the account number they issued me did not exist. I WANT MY MONEY BACK Bruce glendale, CaliforniaU.S.A.
Entity: Uniontown, Pennsylvania
73, Report #78837
Feb 01 2004
09:44 AM
Usa credit ripoff Uniontown Pennsylvania
I like to report this company as ripping people off. I do not know how they got my information but I am now overdrawn at my bank. Gerry Kirksville, MissouriU.S.A.
Entity: Uniontown, Pennsylvania
74, Report #76041
Dec 28 2003
01:36 PM
USA Credit ripoff Uniontown Pennsylvania
They removed $149.99 from my savings account and I have not received anything else back from the company. Money is very hard to come by these days and when it gets riped off it really hurts because i depend on it so I could buy christmas presents instead nothing for anyone. Bam ! Bernadine Kingsport, TennesseeU.S.A.
Entity: Uniontown, Pennsylvania
75, Report #208134
Aug 27 2006
08:39 AM
USA CREDIT ripoff Uniontown Pennsylvania
I was looking for a payday loan company when I came across USA CREDIT. They offered a credit card that I thought I could use. When I entered all my information and found out that I could not use their service, I tried to delete or unsubscribe to it, there was no way to do so. Then I just clicked the close out box without sending the information, they must have got it anyway, because they took $149.49 out of my checking account that same day. I went to my bank and they were kind enough to send in a filed report and get my money back, I've heard that most people were not this lucky. What gives them the right to not give you the option to reject this service and to continue on with the application even if you don't send it through. Sincerely, if there is anything that I can do in the future to help anyone from getting ripped off from this company please let me know. David Indianapolis, IndianaU.S.A.
Entity: Uniontown, Pennsylvania

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