Complaint Review: RMG SYSTMS
RMG SYSTMS Random charge appeared on my credit report EDEN PRAIRIE Minnesota
I checked my credit score to find RMG SYSTMS listed as a charge in collections. I called the number listed with their information and was told that it was a collection for a CD club (order 10 or something, subscribe and get monthly cds). I believe he mentioned Columbia House being the club. I told him I'd never ordered anything like that, I do not do cd clubs (or any clubs for that matter). Also I do not have a credit/debit card so it'd be hard to put down those numbers to be used to order. He asked if I lived at my current address, I told him yes. He said he would happily remove this from my credit score but it would cost me an additional fee, that had to be paid today. I told him I understood he was trying to collect what he thought was a debt owed, but again, I had not ordered anything. He told me at that point that it was years ago (though suspiciously I've received no cds and no letters in the mail regarding this since, I believe, 2010) and perhaps I'd forgotten. [continued below]....
It's a debt of $136. That's hardly enough to lose sleep over, but it is an invalid debt. I don't purchase cds any longer, I haven't since they started being available online and I got internet in 2000. So, no, I am absolutely sure I did not under any circumstances purchase cds. Nor did anyone else in my home since I'm single. I've never received cds at my home. I buy them from itunes, same as pretty well everyone else in the US these days.
The fact that they could not tell me how any payment was made, they could not give me any details of what was actually purchased (just "cds") and that they wanted me to immediately make a payment to them over the phone was all incredibly suspicous.
This report was posted on Ripoff Report on 08/26/2014 12:36 PM and is a permanent record located here: http://www.ripoffreport.com/reports/rmg-systms/eden-prairie-minnesota-55344/rmg-systms-random-charge-appeared-on-my-credit-report-eden-prairie-minnesota-1172439. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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