• Report: #300413
Complaint Review:


  • Submitted: Tue, January 15, 2008
  • Updated: Wed, March 25, 2009

  • Reported By:SADDLE RIVER New Jersey


*UPDATE Employee: What is Charles Smoking?

*REBUTTAL Individual responds: Ron Boston NOT associated with CCDN or Robert Lock

*Consumer Suggestion: Let there be justice!

*Consumer Suggestion: Attorney Robert Lock is a Size Queen

*Consumer Suggestion: As a longtime client from 2006, the process has changed, I did it the original way? Maybe that's why it's not working!!!

*UPDATE Employee: More Pouting By Fired Ex-Marketer Paul

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Robert Lock jr owner and mastermind of CCDN AKA CREDIT COLLECTION DEFENSE NETWORK has continued to lie about his company and about me
P. Cohen
Passing these lies to others in emails ( i have the copies as proof)

I will point out these lies one by one

LIE #1) Paul Cohen is an Angry employee who was let go

TRUTH: I signed up with Phil Manger, ,a NY Attorney living in Monroe CT, a Robert Lock Jr spokesmen who convinced me at that time that Gliha and Lock had the best debt program on the internet.
I never tried this approach to debt but Manger explained it helped his family

Before i found out that the program was seriously flawed
i tried to market the program to others to defer the costs

Phil Manger hooked me up with a first class thief named Ken Hutchings
who Manger claimed was his good buddy and honest(another lie)

I Paid $8400 to Ron Boston a Gliha goon who has a very bad record
Manger swore that he knew his stuff! LIE)
All the Paper work was on the Robert Lock stationery
I made the assumption that if a licensed attorney would lend his name to these letters they should be ok
As it appeared unsuccessful Lock jumped in with another Scam outfit named
CAF who were to provide FDCPA LAWSUITS against collectors
THis cost me another $2600
What hapened next is totally stupid ! one crook took advantage of another crook. The story goes CAF stole all the funds from Lock.
I was told that CAF stole the money given to them by Lock to perform the work
Yea! this worked well for themthey had the opportunity to charge more money to go into a new and improved program.
Manger tells every body not to worry They will make good on this
Lock gets enlightened goes to Minnesota to a Boot Camp given by Peter F Barry a prominent Attorney who actually knows FDCPA LITAGATION
LOCK comes back with a "born again" approach
Now he knows what to do
And follows some new plan which is in contra with all the things he has done before ie
UP until this point he told all his clients that they should send cease and desist letters to their creditors to stop the collection calls
Now "born again Lock" comes down from the mount to sermon his flock to tell everyone not do this a let these guys call you.

Now! one should realize that the old approach is totally wrong and works against this new realization
This the end of installment #1


Paul Cohen

This report was posted on Ripoff Report on 01/15/2008 09:59 PM and is a permanent record located here: http://www.ripoffreport.com/reports/robert-lock-jr/chicago-illinois-60631/robert-lock-jr-a-chicago-attorney-who-owns-ccdn-lies-lies-and-more-lies-chicago-illinois-300413. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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Updates & Rebuttals

#1 UPDATE Employee

What is Charles Smoking?

AUTHOR: Attorney Debt Help - (U.S.A.)

Charles, you did not make one once worth of sense! Tyrant named Xenu? 76 planet federation? ? ? ? ? Who was chained to volcanoes? Wow! Charles hallucinogens are bad Charles bad! What in the world does all that have to do with Robert Lock?
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#2 REBUTTAL Individual responds

Ron Boston NOT associated with CCDN or Robert Lock

AUTHOR: Ron Boston - (U.S.A.)

All association between Ron Boston and Robert Lock was terminated in 2004. All association between Ron Boston and Gliha was terminated in January 2006.
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#3 Consumer Suggestion

Let there be justice!

AUTHOR: Kimberley - (U.S.A.)


Anything I can do to help? Someone needs to speak out for those who have been beaten down by this group.

You can't destroy the weed unless you pull the root!
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#4 Consumer Suggestion

Attorney Robert Lock is a Size Queen

AUTHOR: Charles - (U.S.A.)

There are some comments I need to make regarding Atty. Robert Lock. Some background is in order: If we are to get us out of the hammerlock that Atty. Lock is holding us in, then we must be guided by a healthy and progressive ideology, not by the gutless and vulgar ideologies that Atty. Lock promotes. His argument that we can all live together happily without laws, like the members of some 1960s-style dope-smoking commune, is hopelessly flawed and absolutely circuitous. Atty. Lock is differentiated from your average pertinacious degenerate by virtue of the fact that he wants to shock and stampede the public into accepting total fascist tyranny.

Atty. Lock labels everything that conflicts with his established way of thinking as inerudite propaganda. (Note the heroic restraint stopping me from saying that Atty. Lock's power-hungry editorials are fraught with the gravest consequences.) When I first became aware of his covert invasion into our thought processes, all I could think was how his subordinates have tried repeatedly to assure me that he will eventually tire of his plan to stonewall on issues in which taxpayers see a vital public interest and will then step aside and let us strengthen our roots so we can weather the storms that threaten our foundation. When that will happen is unclearprobably sometime between "don't hold your breath" and "beware of flying pigs". For those of you out there who don't know what I'm talking about, let me give you a quick explanation: Atty. Lock is utterly mistaken if he believes that 75 million years ago, a galactic tyrant named Xenu solved the overpopulation problem of his 76-planet federation by transporting the excess people to Earth, chaining them to volcanoes, and dropping H-bombs on them.

Cronyism has its stronghold among treasonous grafters. But let's not lose sight of the larger, more important issue here: Atty. Lock's prissy remarks. Atty. Lock's surrogates resist seeing that Atty. Lock's causeries are a mockery of all that is fair and equitable. They resist seeing such things because to see them, to examine them, to think about them and draw conclusions from them is to carry out the famous French admonition, crasez l'infme!, against Atty. Lock's equivocations. Atty. Lock insists that he is the most recent incarnation of the Buddha. In the long run, however, he's only fooling himself. Atty. Lock would be better off if he just admitted to himself that he may be reasonably cunning with words. However, he is totally high-handed with everything else. Now that I've told you what I think, let me end this letter by stating that I fully intend to attack Atty. Robert Lock's malice and hypocrisy. Let Atty. Lock tremble. And though the heavens fall, let there be justice.
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#5 Consumer Suggestion

As a longtime client from 2006, the process has changed, I did it the original way? Maybe that's why it's not working!!!

AUTHOR: Kimberley - (U.S.A.)

I have no idea whether or not he said/she said ever took place between all of these guys but what I do know is that I have been a client of CCDN since July of 2006. When I started into the process, that was the step..........cease & desist letters. So maybe they "improved" their process since then? I believe Tracey Webster snidely stated that in an email. Taking calls are now the process.

Whatever the process is now, I am still in this nightmare and it HAS NOT WORKED, although I have been led to believe it is working. Almost three years? Ya think the outcome seems promising?

Now you can read all of the hooplah and believe that this will work for you, but I don't recommend it. You can continue to read Paul Cohen's comments & CCDN's representatives rebuttals...what a bunch of garble.

The fact remains that I have paid alot of money for this program and CCDN has continued to make false and misleading statements all the way through the whole ordeal. Unless you enjoy court dates & want wage & tax garnishments/judgments/property leins & your bank accounts frozen..........find another alternative.

You haven't read too much FROM victims because they are victims. Rape victims don't often speak out publically either! Think about it, how confortable are you discussing your financial situation with others? Save yourself the grief, don't sign with these people. Honestly, bankruptcy would have been less stressfull!
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#6 UPDATE Employee

More Pouting By Fired Ex-Marketer Paul

AUTHOR: Attorney Debt Help - (U.S.A.)

This post is just more pouting from fired ex-marketer Paul. Paul has posted 99.9% of negative posts. He was fired as a marketer for lying to debtors in order to gain their business, just as he is doing to you right now. He has REFUSED to provide proof of his claims.
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