• Report: #65425
Complaint Review:

Royal Credit Credit Education Group Dynamic Credit

  • Submitted: Thu, August 07, 2003
  • Updated: Fri, August 08, 2003

  • Reported By:Dale City Virginia
Royal Credit Credit Education Group Dynamic Credit
10624 South Eastern Avenue And 9101 West Sahara Avenue And 878 West Charleston Blvd Las Vegas And Henderson, Nevada U.S.A.

Royal Credit Credit Education Group Dynamic Credit And All RipOff Lowlifes Liars Cheats Thieves And they're headed for JAIL rip off scam con artists Las Vegas And Henderson Nevada

*Consumer Comment: Additional Info For YOU!

*Consumer Comment: Royal RUTHIE!

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As of this afternoon, I have filed felony complaints against two parties involved in this little scam. The reason! Both of them threatened me with death!!! Although one of the editors seemed to think I was wasting my time, I've gotten a ton of information and evidence about these people these last few days. Simply put, although they are trained to NOT RETURN a person money! At the same time, they have to have free access to a phone to make that money.

If even everyone of their customers complain a few days, big deal. But I persisted in hassling them. I called and filled their machines with message after message. If their cohorts can leave messages for them, it throws off their plans. In warning any and every employee about Ruth and the scams she's running, they lose employees.

Most people working the phone banks at these places are usually desparate for work. This morning I called 1-800-704-9552 which was supposed to be the main corporate office number for Royal Credit! This is the firm that Ruth claimed she didn't know.

A young woman answered the phone and I asked to speak to Ruth. Low and behold, Ruth answered and blew up at me because I still wanted my money back! She screamed "BLOW ME" as she slammed the phone down. I called and left messages on every line she had. I then started calling SPARKY at CCFT! His main number is 702-254-5837 with two other numbers to CCFT being 702-254-3163 and 702-243-5837. Sparky threw the usual insults at me and then made some very rude and crude remarks about my wife. He then showed his true self when after I told him I lived in Northern Virginia, he replied "Oh you live in COON Country!". A racists is a dangerous person. Sparky then told me if I ever came out there, he'd make sure that I didn't leave, EVER!!!!! He said that he kill me in a heartbeat just for fun!!! Later today, Ruth, still angry at me for calling trying to collect my money threatened to have me killed to shut me up. "I can do it you know! I know plenty of people out here that would gladly do it!. So Robert, you better find something else to do with your time!!!!!!! Monday morning,I'm flying into Las Vegas where I'll follow up the Felony Complaints filed with Virginia authorities by filing felony complaints against these two with Nevada authorities. I urge everyone to do the same. File complaints with your respective police departments. Push the issue. Keep the pressure on these people. Pressure is what disrupts their actiivites. And they make mistakes.

Take for instance my last conversation with Ruth. Although she doesn't know CCFT and Sparky at CCFT doesn't know Ruth, old, and I do mean OLD RUTH said "Robert, I've been talking to someone else that you've been harassing today. We're thinking about filing harassment charges against you.". Ruth, you and Sparky go right ahead and call the police on me. I'm sure the police would come right out and talk to you. Afterall, neither of you, nor is any part of your operation unknown to local police and State authorities. Hey Ruthie, do you even have a business license. She claims to have been processing orders for Dynamic Credit for 10 years. And how's this for another fact about old Ruthie. She claimed to not know who Royal Credit was. But she checked with this company and found that there was no authorization to debit our account. DUH!!!!Ruthie, slipup number 1,000,000. If Royal Credit doesn't exist and was unknown to you, how could you find out that there was no draft order or verifiation for Royal Credit to debit our account.! Here are all the numbers I've gotten up to now!
Royal Credit aka Dynamic Credit 1-800-704-9552
Sparky at CCFT(Ruth's Buddy) 1-702-254-5837
And if no one has noticed, the 1-800-513-8180 number to the phone bank in INDIA, as of today isn't Customer Service for Royal Credit. Considering they were on Friday Aug.1st, Saturday August 2nd, Saturday August 3rd, Sunday August 4th, Monday August 5th, Tuesday August 6th, and Wednesday August 7.

Today, after all my hundreds of complaints, Ruth's story is now that someone stole some of their records and was cheating customers and directing the calls back to Dynamic Credit. But Ruth said her company is IMS/IMF or CEG. Ruth, ever notice that all the companies you've shipped for or played customer service for are identified as Ripoffs? This case is in the hands of the police. And a fun time they're going to have.

Dale City, Virginia

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This report was posted on Ripoff Report on 08/07/2003 04:09 PM and is a permanent record located here: http://www.ripoffreport.com/reports/royal-credit-credit-education-group-dynamic-credit/las-vegas-and-henderson-nevada/royal-credit-credit-education-group-dynamic-credit-and-all-ripoff-lowlifes-liars-cheats-th-65425. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

Additional Info For YOU!

AUTHOR: Donna - (U.S.A.)

I checked out ALL the phone numbers you listed, This is what I came up with:
800-704-9552 Goes To>
CEG (Credit Education Group) N, Little Rock, AR
Credit Source Services, San Diego, CA
Source One Credit Solutions, Henderson, NV
First Choice Tel, Spartenburg, SC (A Mail Drop)
No Listings for:
866-250-6035 > Goes to >
Royal Credit REsolutions, Boca Raton, FL >>> ALSO DOING BUSINESS AS: WORLD CREDIT
Royal Credit Solutions, West Palm Beach, FL
2915 W. Charleston Blvd. Las Vegas, NV >>
Phase One Marketing,
Phone Numbers 800-499-4139; 800-429-1595; 866-499-4139
ALSO at same address is: Damianos Business Machine Company, AKA: DBM Company, John Damiano
These are the ones you want:
Credit Education Group (CEG)
Dynamic Credit Services
Pinnacle Tele
Shipper IMS ***********
Credit Enhancement
Vision Group
878 W. Charleston Blvd # 435
Las Vegas, NV
10624 S. Eastern Ave
Henderson, NV
The Phone Numbers to all are:

Now, While they are there, they can also close up Sunrise Omni Limited, North Of Superior, LTD, and Brandt & Associates, (Prize Promotions)
Nationwide CS, Inc, with two address in Vegas, and Gina Aitken is selling Work@Homes
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#2 Consumer Comment


AUTHOR: Donna - (U.S.A.)

Robert, you are doing good, hang in there. Please follow up with the statement Ruth made to you about "she knew poeple out there that would kill you" she is probably not lying about that. Make sure the police know this. Get it DOCUMENTED.

Also, I had a conversation with the security department at Hancock Bank in Louisiana today, I am not a victim of Royal, but have followed these scams for years here, warnings, and a few other boards. I informed them of Payment Resource International in Newport Beach,CA and asked them to check and see if they had an account with them, I gave them address's phone numbers, etc. Payment Resource Number is 949-222-1800. He will get back with me tomorrow, and I will post what I find out. We discussed how hard it is for these processing companies to keep banks, and wrecks them if they lose their bank, so, I HAVE turned them in. I have requested others to do the same.

This "Customer Service" place, I am assuming this is the "fulfillmet" part of these scams. What is Ruth's part in this, exactly? (There is also a "Nancy" I have read)Yes, Ruth knows d**n WELL what Royal Credit is...!

I would also like to know what the IMF stands for, or is short for, I hope it is not the International Monetary Fund!

I searched for some of the DBA's you listed, and the telephone numbers, I also searched the Nevada Corporate records, and found no Bower, or Bauer, Office Supply. I DID find this, via a telephone number That you posted
Bradley Hopper, DC, CFT, CICE
3430 E. Tropicana Ave.
Las Vegas, NV
PLEASE get your expeierience all documented with the authorities, A good place to start would be with your Police Dept, The Las Vegas FBI @
702-385-1281, and from there, Please make sure that PhoneBusters and the FTC are aware of this. WWW.FTC.GOV and INFO@PHONEBUSTERS.COM. PhoneBusters telephone number is 888-495-8501

The ONLY "IMF" I could find in Las Vegas was listed as "book dealers" Address of 325 S. 3rd Street #294, Las Vegas....With this phone number (800-491-9951)
Royal Credit, Dynamic Credit, Source One, CEG (Credit Education Group), they are all the SAME. Actually, Royal has been around for a long time, and came from the ashes of other DBA's...SAME PEOPLE involved, Pace, Regal, Ross, American Security Financial Corp. all these somehow link to James Fontano, He is another story though. He is big on offshore investing and tax evasion, and currently in hot water with his Laughlin & Associates Company.
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