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Report: #197231

Complaint Review: Royal Oak Financial Group - Troy Michigan

  • Submitted:
  • Updated:
  • Reported By: Los Angeles California
  • Author Confirmed What's this?
  • Why?
  • Royal Oak Financial Group rof.com Troy, Michigan U.S.A.
  • Phone: 888-336-1311
  • Web:
  • Category: Loans

Royal Oak Financial Group ripoff, scam, dishonest, unethical Troy Michigan

*Author of original report: Royal Oak Financial Troy, Michigan: unethical, Dishonest

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I was looking for a personal loan and I ran across Royal Oak Financial and filled out their simple questionaire. After that day I thought no more about it, until I received a call 2 weeks later from Debra Johnson informing me that my request was turned down, but she was happy to say that they found a third party lender to give me the money, I just needed a co-signer or pay for insurance for 1,120.79.

I though this was to good to be true. I told her that I would contact her the following week with my decision . She said ok I will e-mail you the paperwork.

The following week I decided to go aheard with the process. I looked the company up with the BBB and it seemed as if every thing was fine. I went to money gram to try to wire the money and representative there said don't do it it is a scam. He tried to call the company hisself but received no answer. i thanked him.

I went back to work and called Debra Johnson and she assured me that everything was ok, and sorry that it took her a while to call me but she had got to work late because her daughter was sick (she is a d**n good lier and to use your kids if that's even true). The following day I went to wire the money but this time I went to a western Union instead. I called her and gave her the info and she assured me that she would give me a call on Friday 6-16-06 and that I should receive the money on that day or on Monday 6-19-o6.

Well not true. I have tried to call this woman all day no answer no return call or anything. Sunday night I got on the internet and went to internet search and found all these rip off reports on this company and I knew then I got scamed. It's unfortunate I didn't know any better and I should have listed the the individual at money gram (honestly speaking when we are sent a sign we should listen because this individual did not have to warn me because they were losing money.) But as I look back I thank God that there are still some honest people in this world.

If any one knows or has an idea of how togo about retrieving the money lost it would be helpful. A few words to those in my situation always pay attention to the red flags raised and never second guess your first thought.

MiMi
Los Angeles, California
U.S.A.

This report was posted on Ripoff Report on 06/20/2006 12:31 AM and is a permanent record located here: https://www.ripoffreport.com/reports/royal-oak-financial-group/troy-michigan/royal-oak-financial-group-ripoff-scam-dishonest-unethical-troy-michigan-197231. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Author of original report

Royal Oak Financial Troy, Michigan: unethical, Dishonest

AUTHOR: Mindy - (U.S.A.)

POSTED: Tuesday, June 27, 2006

On Tuesday 06-20-06 I received a call from Debra Johnson after filing the rip off reportthe week before. She called to say that she was sorry for the inconvience and was aware that I had been waiting so long for my funds, but for some reason has a red flag on my account and are requesting and additional 1,134 dollars to cover the whole amount of the insurance.


I told her that from my understanding and research I have found that your company is scaming individuals everywhere. She assured me that they were not. I told her that I had no more money and she told me that they would send my initial funds of 1,120.00 back by mail within 24 hours from the time we were speaking. I told her ok and if I don't hear from her could I reach her at this particular number. She said yes my 1888 - etc. number. I tried to explain to her that there was another number on my phine but she was forsure she called me from thae same fake number they give out to everyone. I let her believe that.


About one hour later I e-mailed her and explaind to her that I would preper her to send my money back by western union the same way it was sent to her and if I did ot hear from her by the end of the business day I would take further action. I also called 411 (information) to trace the area code that she called me from and the operatior said that the area code 416 was in Canada. So I began to think that there is no company in Troy, Michigan and that is a front address, but this company is a fraud company in canada. I have not called the number yet because I wanted to wait and see if I heard fromher again and if she would respond to my e-mail. Today is Monday June 26 and I have heard nothing fom Debra Johnson. This evening or first thing tomorrow morning I will try this number, update my report and if I am successful I will drop this nuber to every individual who have been ripped off just like me. I will get my money back.

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