After years of paying back student loans, I have discovered what I believe to be some "creative editing" on the photo copy of my promissory note which nearly doubled the amount of loans I received.
In short, I borrowed $3,700.00, I have already paid back more than $6,000.00 and am told I still owe nearly $4,600.00. Obviously I did not study math in school, but you don't have to be an M.I.T. graduate to understand that is just a little off.
In November of 2004, I requested a full accounting of any amount dispersed to me, as well as all payments received by Sallie Mae or their collection agency (owned by Sallie Mae), General Revenue Corp.. In March of 2005, I received a photo copy of my promissory note as well as the promissory note of a gentleman in Maryland whom I have never heard of. That is all, no payment history,period.
General Revenue has told me that I received $3,697.47, My note says I received $6,625.00. This is blatantly false and there are many descrepencies on my note, including a subsidized loan in the exact amount of that gentleman in Maryland, who's student loan was four years prior to mine.
Despite the fact that I am permanently disabled and have, over the years, sent in two requests for Forbearence, (which they say they never received) they attached my Social Security Disabilty to the tune of about 15% of my monthly income for more than two years now.
It is bad enough that these people have no qualms about harassing people and when questioned, dragging their feet, as well as ignoring forbearence requests. But if they are, indeed, editing promissory notes, piggybacking one persons debt on top of one that is a guaranteed payment by way of garnishment; this is simply criminal and cannot be tolerated.
New Martinsville, West Virginia