Complaint Review: Sallie Mae
My report is typical of anyone who may be behind on a loan or credit card payment. Constant calls, calling at work, calling family who I haven't lived with in a long time.
The difference is, I have been trying to pay Sallie Mae what I can, when I can. Last month, I paid over $100 to them. Yes, I know I am behind, perhaps it is because of the skyrocketing interest rate. Literally everyone is in debt, I would bet money (if i had any) that these people who call me all day, are also in debt.
The thing is, I am making an effort. Nothing seems good enough. I was called twice on my cell phone, both times of which I answered and was greeted with silence. Now, I understand there is a delay, because they're harassing many people at a time. But, I am at work, do not have time to be talking on my cell phone, explaining again, that I do not have money. So I hung up. So, then I get two calls at my desk. I have told them, many times, I cannot receive personal calls at work and to notate the file. The represenative tells me there is no note of it. I thanked her, and hung up.
My question is, if I am making an effort, if I am answering the phone calls, why do they persist? yes, I am behind, but I am trying. The ironic thing is, I assist people with student loan debt, but Sallie Mae has only offered the program to federal student loans. Those of us who were stupid enough to get a private loan, not knowing any better really, are stuck trying to make due.
I have choice words for Sallie Mae, but I also recognize I signed an agreement and I have to honor my debts. Of which I am trying. I can tell you though, calling me all day is not going to make the money appear. I remember I owe them. If I could pay them consistently the amount they want monthly, I would. I just don't understand collection practices whatsoever. If I didn't have the money at 1:30, what would make me have it at 3:30? And then 5? Or 9:15? I mean, seriously. It seesm my efforts aren't even recognized. it's only responded to with more harassment for what else I owe. In comparision to the people I deal with daily and their past due student loan debts, I am a drop in the bucket.
This report was posted on Ripoff Report on 05/06/2014 12:24 PM and is a permanent record located here: http://www.ripoffreport.com/reports/sallie-mae/nationwide/sallie-mae-constant-harassment-nationwide-1144455. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
If you would like to see more Rip-off Reports on this company/individual, search here: