ED Magedson – Founder
Sallie MaeNationwide USA
Sallie Mae Constant Harassment Nationwide
My report is typical of anyone who may be behind on a loan or credit card payment. Constant calls, calling at work, calling family who I haven't lived with in a long time.
The difference is, I have been trying to pay Sallie Mae what I can, when I can. Last month, I paid over $100 to them. Yes, I know I am behind, perhaps it is because of the skyrocketing interest rate. Literally everyone is in debt, I would bet money (if i had any) that these people who call me all day, are also in debt.
The thing is, I am making an effort. Nothing seems good enough. I was called twice on my cell phone, both times of which I answered and was greeted with silence. Now, I understand there is a delay, because they're harassing many people at a time. But, I am at work, do not have time to be talking on my cell phone, explaining again, that I do not have money. So I hung up. So, then I get two calls at my desk. I have told them, many times, I cannot receive personal calls at work and to notate the file. The represenative tells me there is no note of it. I thanked her, and hung up.
My question is, if I am making an effort, if I am answering the phone calls, why do they persist? yes, I am behind, but I am trying. The ironic thing is, I assist people with student loan debt, but Sallie Mae has only offered the program to federal student loans. Those of us who were stupid enough to get a private loan, not knowing any better really, are stuck trying to make due.
I have choice words for Sallie Mae, but I also recognize I signed an agreement and I have to honor my debts. Of which I am trying. I can tell you though, calling me all day is not going to make the money appear. I remember I owe them. If I could pay them consistently the amount they want monthly, I would. I just don't understand collection practices whatsoever. If I didn't have the money at 1:30, what would make me have it at 3:30? And then 5? Or 9:15? I mean, seriously. It seesm my efforts aren't even recognized. it's only responded to with more harassment for what else I owe. In comparision to the people I deal with daily and their past due student loan debts, I am a drop in the bucket.
This report was posted on Ripoff Report on 05/06/2014 12:24 PM and is a permanent record located here: http://www.ripoffreport.com/reports/sallie-mae/nationwide/sallie-mae-constant-harassment-nationwide-1144455. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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