sears credit card citi bank citibank citi bank is running my credit Nationwide

2014-05-01

I agreed to a payment plan with citi bank in my Sears credti card,

I have been paying on time,  We agreed on a monthly payment for 60 months

they added all my debt and divided by 60.

I do not know why they report my payments late every month. To the credit report company. My payments are deducted automatically .

I have signed the same agreement with other credit cards and they report my payments on time. as it should be. I was unemployed for a few months.

Citibank is really affecting my life. I can not get a loan or a better job. Every body checks credit.

I also have a credit card from Home Depot. The bank is citibank since I filed a complained with the Banking Commission. Home depot reduced my credit not explanation or reason.