Select Home Warranty does not cover any claims... fraudulent advertizing Mahwah Internet

 I just received my third denial of a claim. I have submited claims for repairs and they always find a loophole as to why they will not pay. The air conditioner fan went out and they said it was because someone tampered with it. This was even before any technicial person looked at it! The dryer repair stipped heating due to a bad heat coil (major componet in a dryer) They did not cover it as it was an electrical item which was not covered.. now the oven breaks, the internal safety switch broke, shorted out and almost caught on fire. Guess what! No coverage because it is considered a LATCH and latches are not covered.. even though it it internal and a major poart of the electrical system. The amount I paid for the premiem was a total lost.. DO NOT GO DOWN THIS ROAD!!!