Add another soul to the long list of people battling with Fairbanks/SPS!
All they did was change their name. They continue to operate the same way they did before the class action suit.
This is (in a nutshell) what they have done to me:
*Have had my account screwed up for the past year
*Put payments into "unapplied funds"
*Misapplied payments (fees, incorrect month, etc.)
*Charged many unexplained fees (misc corp disbursement, property preservation [3x's in 1 year], etc.)
*Charged enormous late fees due to their errors
*Returned Oct 04 & Dec 04 payments to bank in Dec 04, said they couldn't find account, held Nov 04 payment,charged late fees, initiated FORECLOSURE.
*SPS Attorney in Ft. Lauderdale, FL filed a "Voluntary Dismissal of Foreclosure" with the Volusia County Court 1-27-05
*Account has been in dispute since 1/26/05
*SPS still says the foreclosure and all fees plus foreclosure fees & atty fees are correct (why then voluntarily dismiss it?)
*Faxed my grievance letter 3/11/05
*Called SPS 3/28/05-Still hadn't been logged in as received
*Cannot re-finance to get away from these people because of what they have reported on my credit report.
*Credit report says acct in dispute Foreclosure process initiated
It says NOTHING about the voluntary dismissal of foreclosure.
*On 3/21/05 credit said NO 30 60 or 90 day lates
*On 3/22/05 " " 2 120 day lates
*They reported on my credit during the dispute process which in a violation of my contract.
Etc. Etc. Etc. !!!
I WANT THESE PEOPLE SHUT DOWN!!!!
I have consulted a local lawfirm and am ready to proceed with whatever I have to to get these people!
If anyone has a class-action suit started COUNT ME IN!
Best to file a Rip-off Report here, Rip-off Report will work with lawyers to have you contacted. CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.
Let's put these people out of business for good!!
I have sent complaints to: FTC, HUD, FL ATTORNEY GENERAL, FL DEPT OF FINANCIAL SERVICES (the governing body for mortgage companies), and THE OFFICE OF THE COMPTROLLER FOR THE CURRENCY.
AND I'M NOT FINISHED!!! I will be contacting my senators as well.
SPS MUST BE STOPPED!!!
Holly Hill, Florida