Siringoringo law firm Joey Greenwood FALSE ADVERTISING, MISLEADING PROMISES, ILLEGAL PRACTICES. Upland, California

I heard about Sirringoringo Law Firm from an add on KFI radio. They claimed they had a a+ rating with the BBB.    They advertised that they were successful in assisting homeowner who were upside down on their mortgage,  obtain a loan modification..

 Their secretary promised us a "free" consultation.  She said our consultant would check with our bank and reveal what they required a modification.. Nothing would be charged if we did not qualify.  We made an appointment.. Our consultant was Mr. Joey Greenwood.  He claimed he had the same criteria, on his computer, which the banks used to approve their loans.  He went through our financial papers and made suggestions he felt would help our chances for a modification.  At this point he presented us with a contract. 

We were told it may take a little longer to get  a modification approved, because we were not delinquent on our house payments.  His secretary said the process takes on average two months. They explained that banks process the accounts that are behind in their payments first.  We were told there is no criteria says  you must be late on our payments, so even though it might take longer we should be approved.   We signed a contract and gave him a check upfront for two thousand dollars. ($2000.00)   We also agreed to retain their follow up group to push the process through, at $495.00 per month. 

I did not know at the time I paid upfront for modification services that it was against the law.( (please see Senate Bill 94 below)They claimed they had an A+ rating.   In reality they were not accredited by the BBB at the time.  Not only are they unaccredited but they have a D rating with the Better Business Bureau   

More than three months later, and ,3,485.00 poorer, we received notification that we have been disqualified because we are not delinquent in our loan payments.

Mr.Greenwood explained that we might get a loan if we now stop paying  our mortgage for a few months.  I specifically asked about this before I gave him my money.  I would have never signed the contract If I knew his advise was not dependable. He claimes to know what is required and when it proves flase he keeps your money.

 According to SB95 I should not have been charged upfront..

Mr. Greenwood exaggerated his knowledge of criteria for modification.  He misrepresented what was required.  Greenwood waved a unrealistic outcome in front of us and  took our  money.