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Report: #1371107

Complaint Review: SL AUTO SALES - DALLAS Texas

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  • Reported By: Sharon — Carrollton Texas USA
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  • SL AUTO SALES 6022 CHIPPEWA DR DALLAS, Texas USA

SL AUTO SALES The company is saying I owe an unbelievable amount when looking at my bank statements everything is current but one month DALLAS Texas

*Consumer Comment: Advise

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To whom it may concern: 

          The problem started back Sept 22 2016...I was behind on payments I do admit that, they told me i had a late balance of $3200 dollars..on that day I went to my job for a loan which they given me $2000.00. I taken the amount to the dealership which they excepted and made arrangements to continue my car payment for the 18th of each month. Back in March I received this email telling me i'm behind $3000.00 once again, so i'm like how is this possible, I've been making my payments each month a few months my cks wasn't deposited by the 18th so I made payments the beginning of the month and a couple months after the 18th but payment was still made. Well today 5/3-17 they telling me to get my stuff out the car they will be picking it up on Friday. Me I quickly called and asked what the problem we talked about this in March and that they was gonna give me some time to see if I can get another loan from my job as before. I did tell them my employer will not approve the loan until I finish with the previous one (2 payments left), she sd ok she (Marylin) sent me a print out of payments still I didn't see $3000 dollars late charges. I said to Maryln well why don't I just pay you a little more every other week until the problem is solved. She sd no they no longer want to work with me. Now how can they do that when i'm making my payments. I work in collections and I know we have to mail out a past due letter and give a courtesy call to remind them of the debt, well I didn't get neither like I didn't before, but today just a email stating I need to return the call back. Can they do this? I have my bank statements and receipts showing payments has been made to back up what they trying to do. The last payment I made was 4/21/17 can someone help me give me some advise on what I can do to keep me car...Thank you in advance Mrs Sharon A Henderson 

This report was posted on Ripoff Report on 05/03/2017 12:48 PM and is a permanent record located here: https://www.ripoffreport.com/reports/sl-auto-sales/dallas-texas-75212/sl-auto-sales-the-company-is-saying-i-owe-an-unbelievable-amount-when-looking-at-my-bank-1371107. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

Advise

AUTHOR: Robert - (USA)

POSTED: Wednesday, May 03, 2017

Okay you asked for it so here is some advice...PAY WHAT YOU OWE.

In September 2016 you were behind $3200, you paid them $2000 meaning you were STILL $1200 behind.  From September to March you continued to rack up additional Interest and probably late fees. Not only that but you continued to pay late by not paying on the 18th as you agreed, but at the beginning of the month.

You then talked to them in March(it is MAY) and your last payment was again LATE on 4/21. Yet you seem perplexed as to why they won't give you any more breaks.

The answer is simple, they are tired of dealing with you. They have a legitimate concern that you are never going to be able to complete the loan. As such they are using their legal right to reposess the car. Honestly though just be glad they are giving you a few days notice. Most fianance companies would have reposessed it many months ago in a similar situation. And they would have done it in the middle of the night with NO warning.

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