I had filed a bankruptcy chap. 7, I wanted to buy a house, so I wanted to get my credit together. I tried calling lenders and real estate places, and they told me the best way to go was to lease to own with option to buy. I really didnt know anything about this, all I know is that I wanted to move. I came across a number in the news paper saying that they can help lease to own with little or no money down. I called the number they had me to listen to this automated person with details on what to do next. They had a website to go to.
I went to the website and it had on it 350 gurantee to find you a house and it also intelled about there credit program for 500 more. There was an email address if you had questions, I had a lot of them. I finally talk to someone and I had even more questions. They told me that they could have me in a house in 2 weeks. This is what I wanted to move, Ipaid them the money 350 dollars,and 100 dollars down on the credit program.They found me house that one of the workers for smart solutions owned I gave him a thousand dollars down he told me I could move in, but the house still needed work, the day I was suppose to move in the electric meter was removed. He said the house had already passed inspection, come to find out it didnt and they were stealing electric. A month had passed and I had told my landlord were I was living that I would move by a certain day he gave me an eviction notice. Me still believing that I had a house, was told about a week after all of this that the house didnt pass inspection and that I could'nt move. I was left homeless, I tried to contact Steve Scharf the owner of smart solutions he didnt answer my calls or call me back I had to move and leave all of my furniture, and I am currently sleeping on the floor with no furniture. I have tried and tried to get my money back he wont even talk to me, I have emailed him he said that he would return my 200 dollars, but I have yet to see any money. These people are rip offs