Softflux - DexparSoftflux - Dexpar SL - FullTimePro - Service Professionals - Arif Ayub - Ahmed Iqbal Fake/Cheaters New York New York

While I know that some of the complaints in this file are true, many of them are not at all indicative of fraud or unethical behavior.

Complaint 1: Virtual Companies or "Ghost" Companies. I know that Arif does maintain multiple companies with virtual office locations but that doesn't make the company a "fake" company. If the staff is mobile or work-at-home, then there is no need to pay for expensive office space that will unused. Plus, many of these companies are still in the start-up phase, so they don't currently require a physical office presence but may in the future. However, if Arif made any representations of his businesses leading anyone to believe they are more established then they actually are - then that would be a problem.

Complaint 2: The company is not generating enough money to cover its expenses, so it must be a scam. Just because expenses are higher than revenue, doesn't mean a company will immediately shut down. Arif has had more customers than just one bank and investors can be used to cover short term cash flow problems. You would have to have detailed accounting records to prove that this is anything other than a legimate entrepreneurial company hurt by a bad economy.

Complaint 3: Arif only pay employees 15% of the contract price. This is just simple economics. Arif charges to going rate for outsourcing in the united states and pays what the market will bear in Pakistan. If you are unsatisfied with your wage, demand higher - or quit. In the US, if a company fails to pay an employee for which there is a valid employment agreement, that company is liable for the wages. I'm not sure how it works in Pakistan, but threatening to sue usually does the trick here.

Complaint 4: They violate IP by subcontracting. I assume you mean intellectual property law - but there is nothing about subcontracting that would violate this. Subcontracting is perfectly legal and very common.

Complaint 5: "Arif overstates his revenues and the SEC should investigate." The SEC only regulates publicly traded companies in the US and has no jurisdiction over any of Arif's companies. Private companies do not have to disclose revenue and there is no mechanism to evaluate whether their claims are accurate or exaggerated. The only exception to this would be that Arif has to report all US based taxable income to the IRS (Internal Revenue Service) - failure to due so would be a crime. If his tax returns didn't match his stated revenue, then he would either be guilty of lying to the IRS (crime) or to the public (unethical). Yet, tax returns are not public information so we have no way of knowing whether there is any fraud here.

So I guess my point is that all these complaints are either perfectly legitimate things (even if true), or almost impossible to prove.

I'm currently looking at buying services from Arif, so I do want to know whether he is actually on the level or not. If anyone has any specific information on Arif (bad or good) beyond what is posted in this thread, I would be very interested to hear about it. You can get it touch with me at javawizard1 at gmail dot com.

I would not say much about the report filed, as it is self evident that it portrays frustrations of some employee who may have been fired in the course of re-vamp of services at Insurial Americas, Inc. I believe this individual who wrote this need professional help in terms of his mental stability, because it is pretty much a self destructive behavior which he/she has decided to opt and I highly believe that this will lead him to nothing but disasters in life one after another.

Mr. Arif Ayub comes from one of very noble and highly respected families of Pakistan, their heritage and hard work speaks for itself, I stayed associated with Mr. Ayub for more than one and half year and during this course of time found him HIGHLY PROFESSIONAL and extremely sympathetic towards his employees.

Thou due to global economic downturn and increase in costs he maintained his pricings to his clients same and on contrary raised the salaries of his current employees at that time.

The organization ran on extremely merit basis i.e. one had to work hard to move upwards and the slackers were put to administrative works but never fired considering the acute job market.

Therefore whoever wrote this "cockabull" is not just pointing finger to a person who may have helped him during his bad times but rather pointing at a fatherly figure that Mr. Ayub may have been to him/her just like everyone during my experience working with Mr. Ayub.

So pay no attention to this but try them out and feel how much better they are and how wrong this person is!!!!

Good Luck!!

The group as per my information is heavily funded by investors across the US. Mr. Ayub is currently a US resident. These people filing reports are so uninformed that if they are asked where was President Obama born, they would say Afghanistan. Where is China, they would say in the state of California. People need to make sense when they file in reports.

The group as per my information is heavily funded by investors across the US. Mr. Ayub is currently a US resident. These people filing reports are so uninformed that if they are asked where was President Obama born, they would say Afghanistan. Where is China, they would say in the state of California. People need to make sense when they file in reports.

The group as per my information is heavily funded by investors across the US. Mr. Ayub is currently a US resident. These people filing reports are so uninformed that if they are asked where was President Obama born, they would say Afghanistan. Where is China, they would say in the state of California. People need to make sense when they file in reports.

The group as per my information is heavily funded by investors across the US. Mr. Ayub is currently a US resident. These people filing reports are so uninformed that if they are asked where was President Obama born, they would say Afghanistan. Where is China, they would say in the state of California. People need to make sense when they file in reports.

I agree with the last rebuttal but do want to correct the person , that currently the karachi facility is closed and working in a shared place with merely 4-6 employee, including their so called 2 managers.

Creating such a fascinating portfolio out of thin air is surely a magicians job o a true professional conman's job... which arif truly is.

I don't know how many new talents he's going to waste with his new so called ghost ventures

Softflux
Dexpar SL
Fulltimepro
Insurial Americas, Inc.
Saltflow Capital Ltd.
Sysnatics Holdings, LLC

A word of precaution. Be vary careful in dealing with this person or these so called companies.

The Penny Drops...

I agree with Arif Ayub, that anyone can allege anything. Which is why I feel the SEC or some governing authority should investigate him, preferably in the US where using influence or bribery will be harder. In Pakistan where Arif is based, and whose dad is in the Govt., he is untouchable & such an inquiry might be futile.

Now lets deal with some FACTS :

Arif Ayub was featured in the Business Week in "Asia's Best Entrepreneur Under 25". Arif was 23 he claims then, which is entirely false. Arif Ayub was 28 years of age at the time, and his National Identity Card in Pakistan says so. The thing is, how he managed to con them into believing he was 23 is still not known. The one thing that is known is, that a fake NIC or multiple NIC's( National Identity Card) is not very hard to have made, especially if you have the resources, which Arif does.

I am sure if an inquiry is launched and his records at Wharton Business School are pulled up, we would know he was surely lying about his age.

This I believe is fraud of great proportions, and he should be investigated.

Arif Ayub claims alot of things, most of which are either false or half truths. The NY office address and number is basically an e-office. you can verify this by tracing the number. Here is what I'm talking about : http://www.eoffice.net/

Heres a website detaling Softflux' Profile : http://www.bizearch.com/company/Softflux_Pakistan_Limited_215887.htm

Mr. Arif does not have between 500 and 1000 employees. He does however have staff of between 40 and 72 people in the Karachi Facility : 319-320 Technocity Office Tower, Karachi, Sindh, Pakistan, Zip Code 74000. This is where Arif actually operates out of. Most of his staff are not well versed with the art of business communication which is why the so called 'softflux team' is Arif himself doing rebuttals. Apart from 4 or 5 people in the staff, most of them are freshies/interns whom Arif is happy to employ and under pay. It serves a double purpose. The employees are happy with getting some sort of pay for doing nothing, and Arif is happy with being able to show how big his company is by the number of employees he has on the payroll. The so called 'mergers' which he promotes on the web are again to add up the total number of employees under him in some way.

So how exactly is the company functioning? He has a payroll of in excess of 700,000 Pak Rs at the Karachi Facility, yet he has only had one major client with a one time contract. Meezan Bank (Pvt) Ltd Pakistan. how then is this company making money? My opinion is hes running some kind of a scam or money laundering.


There is another complaint by an ex employee on the rippoff report website that claims he hasnt paid the employee, and payments were never on time :

http://www.ripoffreport.com/reports/0/407/RipOff0407771.htm

I know why those payments are never on time. They arent from revenues generated by the Karachi facility. Arif claims investors in the US have been bankrolling Softflux, but then does it make sense for any investor to fund a project that hasnt made more than one months payrolls worth of revenues?

The website I listed above claims US$5 Million - US$10 Million sales annually. The SEC needs to look into this claim, because no one seems to know who his real clients are, and what sort of work he has done. All we have are Arifs tall claims with nothing to verify it.

There is one offshore facility under Softflux, and thats in Karachi. Manila and Bucharest arent softflux facilities perhaps, but work he outsources when he gets some to companies based there.

"They had the most complex of communicaton routings (tel, fax, paging, etc.), and not sure what this person filing a report is trying to say." Softflux teams rebuttal. Itisnt exactly rocket science to have a company number in the US re routed to your cell phone number while you sit in Karachi. I think Skype enables you to do that, something he uses.


Now opinions : Arif lacks the creativity that is associated with an entreprenuer, the moral initegrity that comes with a businessman or even a human being. He tries to get away with not paying his employees, steals other peoples ideas and presents them as his own. He is known to fire people at will, and not even bother to clear their dues.

Anyone or any business dealing with him should throughly delve into the illusion he has created by getting himself featured in Business Week using false pretexts. Its anyones guess how he managed the Shell award in Pakistan. There is alot of words everywhere when it comes to Softflux and Arif Ayub, and he does his best to cover his tracks by keeping the 'book's in order. An indepth investigation would do much to clear his name, or incriminate him.

Either way, would benefit the consumers and other people dealing with him.

The burden of proof lies on Arif.

This attempt to defame the company and its founder was made by an ex-employee against whom a lawsuit is being pursued for violating the policies of the company.

We charge 80% less than the industry's average in the US. And host resources at our supply facilities in low-cost areas and pay them according to the average in their countries.This is not something very unusual and a lot of companies in the US are in the same line. This is what outsourcing is all about.

Anyone wishing to do business with the company or any of its partner concerns, and has a concern about the legitimacy of the company; please write to us at info@softflux.com. Better yet, take an appointment with our director and other staff based in New York City and that will surely address all concerns.

Thanking you,

The Softflux Team

I worked with the company for a year at its New York office. Was in the communications division.

And I have no clue how anybody can write this report in the first place.

1. Company is NYC based and transacts with select Fortune 100 companies. SMBs is very small portion of the overall revenue base. As I was reponsible for financial comm, we transacted via Citibank branches throughout our worldwide ops.

2. What in the world delreg.com is?

3. They had the most complex of communicaton routings (tel, fax, paging, etc.), and not sure what this person filing a report is trying to say.

4. Which offshore facility is he talking about? Karachi, Bucharest or Manila?

5. 5+ years experience told, and trainees given. As far as I know, clients directly interview potential candidates before hosting them on SF/Dexpar infrastructure.

6. Not sure what that IP rights mean.

This is total non-sense, and a report by one of the angry ex-employees at one of the service locations. Company has some of the biggest names in the industry as its clients. Founder is New York based with strong reputation recognized by Shell, BusinessWeek and all. It is hard to believe his name appearing in the title of the report.

Perfect infrastructure, care for clients, and history of good service. Half of the world knows Softflux, Dexpar, Washington DC based Service Pro and Dubai/Germany based Resbase (all forming a service group) is a multi-service location, globally positioned company with operations in different parts of the world including in the United States. All other claims here are completely untrue.

If any body has a concern, talk to any in the customer service / corporate services unit in New York or in London. Can write to info@softflux.com.