Sprint: Scam With Calvalry Portfolio Services ripoff: Asking me to pay late fee, intrest on phone that didnt work. Ft Lauderdale Florida

Also had issues with them. Problem was, I never had a Sprint account in my life. You have to sit chilly with them and keep your cool and watch your credit report like a hawk. They were actually stupid enough to "re-age" my phantom account that never existed three times in just a few months. Too bad for them that I had paper copies of all of my credit reports, which I DID use against them. The tradeline WAS deleted from all three CRAs. I donated the settlement check to an animal rescue group. :-)

CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.

Wow this is amazing news....what about getting this to be removed from my credit report?

Second,..who is this that sent this info so I can understand the validity of he good advice? Sorry for being cautious....

Best

JAMES

First of all, they are NOT collecting FOR Sprint. Sprint charged this off years ago. They are Junk Debt Buyers, attempting to intimidate you into paying a "time-barred" debt or debt beyond the Statute of Limitations (which is four years in Florida). This is showing up on your credit report? IF so, check the dates of last activity..Calvary is INFAMOUS for "re-aging" debts. The LEGAL date of last activity was the date it was charged off by Sprint. They may be changing the date of last activity to extend the Statute of Limitations as well as the credit reporting clock. THIS IS HIGHLY ILLEGAL and they can be sued for damages. Here is a letter you can send them (Certified Mail, as well as fax to them at:

Phoenix Office
4050 E Cotton Ctr Blvd, Bld 2
Phoenix, Arizona 85040
Phone: (602) 667-0128
Toll Free: (877) 222-8257
Fax: (602) 667-0686

New York Office
7 Skyline Drive
Hawthorne, New York 10532
Phone: (914) 347-3440
Toll Free: (800) 724-1757
Fax: (914) 347-1973


Your Name
Your Address

Collector's Name
Collector's Address

RE: [insert account number or name of account or name of debt]:

Dear [insert collector's name or company name],

This letter is in response to your [letter dated xx-xx-2005] (copy enclosed) or [phone call on xx-xx-2005], concerning the collection of the above referenced [account or date].

I do not believe I owe what you say I owe therefore I dispute this debt. I am well aware of my rights under the Fair Debt Collection Practices Act (FDCPA) and my state laws so I hope to save both of us a great deal of time by letting you know that not only do I dispute the validity of this debt, I have also checked with my State Attorney General and verified that the Statute of Limitations for enforcing this type of debt through the courts in (insert your state or the state in which the contract was signed) has expired. Therefore, should you decide to pursue this matter in court I intend to inform the court of my dispute of this debt and that the "statute of limitations" has expired.

This letter is your formal notification that I consider this matter closed and demand that you, or anyone affiliated with your company, stop contacting me regarding this or any other matter except to advise me that your debt collection efforts are being terminated or that you or the creditor are taking specific actions allowed by the FDCPA or my state laws.

Be advised that I consider any contact not in accordance with the Fair Debt Collection Practices Act a serious violation of the law and will immediately report any violations to my State Attorney General, to the Federal Trade Commission and, if necessary, take whatever legal action is necessary to protect myself. Be advised that I tape record all phone calls (if legal in your state)and violations of the FDCPA can result in you or your company being personally fined up to $1,000 per incident.


Printed Name (NEVER, EVER SIGN BY HAND)

Good luck.