Complaint Review: State Farm Insurance Company - Columbia Missouri
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- Author Confirmed
- State Farm Insurance Company 4700 So. Providence Road, Columbia, Missouri U.S.A.
- Phone: 573-769-3330
- Web:
- Category: Insurance Agencies
State Farm Insurance Company Home owner policy cancelled after 11 years for 5 claims from storms from 2001 to 2009 Palmyra Missouri
*Consumer Suggestion: Use insurance wisely
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After 11 years of paying premiums for my home owner's hazard insurance I was cancelled because we had 4 storm damage claims over the past 9 years. The claims ranged from $222.00, $258.00, $1,600.00 to $10,000 for a new roof damaged from a hail storm.
February of 2009 we had a fire, the total claim was $22,000.00, and we were dropped with less then a 30 day notice. None of the claims were negligent and were all an act of God; we had no direct control over any of it.
We are now forced to look for other policies as a newly classified high risk home owner. Why do we pay for insurance? The message State Farm is sending is give us your money but do not file a claim or we will cancel your policies, well this has cost them all of my business.
Warning!! Do not patron State Farm Insurance and turn in claims, they will cost you a large amount of money in the long run. What a rip off and what shoddy business practices.
Chris
Bridgeton, Missouri
U.S.A.
This report was posted on Ripoff Report on 08/09/2009 03:08 PM and is a permanent record located here: https://www.ripoffreport.com/reports/state-farm-insurance-company/columbia-missouri-65217/state-farm-insurance-company-home-owner-policy-cancelled-after-11-years-for-5-claims-from-477893. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#1 Consumer Suggestion
Use insurance wisely
AUTHOR: hear - (United States of America)
SUBMITTED: Wednesday, July 28, 2010
5 claims in 9 years is well above average, so the decision is not a surprise. A weather related claim is still a claim. Most important, despite the ability to do so, turning in a claim that pays $258 or less is silly. Use it for the time a major claim occurs. Had you done so the outcome may have been different. Avaeraging a claim every two years will get you canceled across the board.
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