Steve Hawkins american cash advance stating that i will be prosecuted and have to pay up to $10,000 or i have the options to pay $498 to settle outside of court Internet

 Received emails about a loan I did several years back and did not pay. I have never gotten a loan from that company called American cash advance. They are stayingthat I will be prosecuted and have to pay up to $10,000 or I could settle out of court for $498. It seemed fishy because I asked for documents and so forth and have not received anything. I think they called me and left a message which I saved on my voicemail about if they dont hear from me in 24hrs they will proceed with going to court. I don't pay anything over the phone because I got burned before and I'm not making the same.