Summit Financial Group 1 They charged my account once instead of monthly installments and I didn't even get to join Ripoff Wisconsin

Nothing new to report yet,except that I am going to complain some more to my credit card company.They are supposed to protect me from fraud.

I'm going to get my money back if it's the last thing I ever do!!!!!!!!

These people will be sorry that they messed with me!!!!!!!

I have another address for Summit Financial. I don't know if it is the same "Company". Could be....just another address!!!

Summit Financial
1232 Washington Ave. 3rd floor
St. Louis, MO 63103

PHONE: 888-818-6600

The company is called summit financial group inc.It looked like summit financial group 1 on my credit card statement.I found out from the IRS of Wisconsin and the BBB,that the company is run by Valerie Schuler,not Valerie Shuva.I also found out from the bbb their addresses,additional names,and another phone number.

Their addresses are,
1)554 E. Ogden Ave.Suite 700-338,Milwaukee,WI,53202
2)970 W. Broadway #434,Jackson,WY,83001-9475
3)3305 W.Colony Dr,Milwaukee,WI,53221
4)205 E Wisconsin Ave. Mezz-120 Milwaukee,WI,53202
5)7245 South 76th St,Franklin,WI,53132
6)544 Ogden Ave.#700-338,Credit Dept WK0204,Milwaukee,WI,53202

Their additional names are,Credit Services Inc.,Credit Department-WK105,Metrie,Schuler Financial Service,and Summit Marketing.

Their other phone number is 414-817-9847,which I've tried to call countless times,but it's always busy.

It says on bbb.org they they have an unsatifactory record with the bureau.They have processed a total of 17 complaints from the company in the last 36 months,and only 4 were closed.

I also found this information on another site.MADISON - Attorney General Peg Lautenschlager announced today that her office has obtained a judgment against a Milwaukee woman accused of violating Wisconsin's consumer credit laws.

Lautenschlager said that the judgment is against Valerie Schuler, doing business as Schuler Financial Services, Milwaukee, for operating an advanced fee credit card plan without complying with Wisconsin law.

Under the judgment, Schuler is prohibited from conducting such a plan from Wisconsin or soliciting Wisconsin residents from outside the state without registering with the state and fully complying with Wisconsin's consumer credit laws.

The judgment, which was approved by Outagamie County Circuit Judge Harold Froelich, resolves a lawsuit commenced by the Department of Justice in July 2002.

According to the complaint, Schuler had advertised guaranteed approved VISA and Mastercard credit in various publications, including the National Enquirer. The complaint alleged, however, that when consumers responded and paid the $39 processing fee, they were merely mailed a list of banks and bank credit card applications.

The complaint further alleged that Schuler had no affiliation with the banks in question and therefore could not guarantee that any consumer would receive a credit card.

This judgement shows that Wisconsin will protect our citizens from those who prey on their good faith and try to steal their money, Lautenschlager said today. I encourage any citizen victimized by this - or any other unscrupulous -- consumer deal to contact my office for help.

In addition to prohibiting Schuler from conducting an advanced fee credit card plan, the judgment requires Schuler to make full refunds to any consumer who files a complaint with the state within 60 days. The judgment also requires Schuler to pay the state $1464.00 in penalties and costs.

Lautenschlager said that the judgment was obtained in cooperation with the Department of Financial Institutions, which conducted the initial investigation. Consumers who wish to file a complaint to obtain a refund from Schuler Financial Services may call Lautenschlager's office at 800/998-0700 or the Department of Financial Institutions at 608/264-7969

I have filed complaints with my credit card company,the Federal Trade Comission,the IRS of Wisconsin,and the Better Buisiness Bureau.My credit card company sent me a letter stating the following.We have made a good faith attempt to obtain a credit for this charge.However,we have had no response from the merchant.Due to the age of the charge and your untimely contact,we have no recourse with the merchants bank.

My complaint with the Federal Trade Commission has'nt gone anywhere.

The IRS of Wisconsin sent me a letter stating the following.We believe Summit Financial Group is a fraudulent operation run by Valerie Schuler.In 2002 we entered into a consent judgement with Ms. Schuler for alleged violations of the Wisconsin Consumer Act.In Novenber 2004,the U.S. Government indicted Ms. Schuler for mail fraud.Since then she has also been indicted for money laundering.For more information regarding this matter feel free to contact IRS special agent Brian Mallin at 307-772-2161.We have provided agent Mallin with a copy of your complaint.We suggest you contact your credit card issuer,provide them with a copy of this letter,and request a reversal of the charge that was posted to your credit card by Summit Financial Group/Valerie Schuler.

In addition,the district court of Wyoming sent me a letter describing the charges against Schuler.It says in that letter that they knowingly devised and intended to devise a scheme and artifice to defraud and to obtain money by means of false and fraudulent pretenses,representations,and promises,in an amount totaling at least $200,000.00 and involving in excess of 250 victims,which scheme was furthered by the use of the U.S. mail.I sent a copy of those 2 letters to my credit card company,but it did'nt help.

The bbb tried to contact the company a few times,but the company has not responded.