Report: #1056173

Complaint Review: SunTrust Mortgage

  • Submitted: Tue, June 04, 2013
  • Updated: Tue, June 04, 2013
  • Reported By: electrofryed — gore Virginia
  • SunTrust Mortgage
    po box 26149
    Richmond, Virginia

SunTrust Mortgage The Damage is Done Richmond Virginia

Show customers why they should trust your business over your competitors...

 We fell on some hard times for about 2 years (Heart attack, Layoffs). As of 9 months ago, I had a new, better paying, job and was catching up on past debts. I noticed my mortgage payments were being returned every month. I decided to hold the money in the bank and add it to the next mortgage payment (doubling the next payment). this went on for 6 months. I called Suntrust to find out why my payments were being rejected. they responded that my balloon loan had matured 2 years ago. I responded "but you have only rejected payments 6 months ago". They responded they were proceeding with Foreclosure and no options were available for me to stop it.

When I purchased the home, I payed 2/3 of the total price as down payment. The homes Tax value is 150% of the mortgage value.

While other homes value is under mortgage value due to the economy, Mine is very profitable to SunTrust. Hmm.

Since I use online banking, I'll be sending them, in normal fashion, a six month payment for them to reject and looking for legal counsel.

Any advise will be appreciated.

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