• Report: #1056173
Complaint Review:

SunTrust Mortgage

  • Submitted: Tue, June 04, 2013
  • Updated: Tue, June 04, 2013

  • Reported By: electrofryed — gore Virginia
SunTrust Mortgage
po box 26149 Richmond, Virginia USA

SunTrust Mortgage The Damage is Done Richmond Virginia

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 We fell on some hard times for about 2 years (Heart attack, Layoffs). As of 9 months ago, I had a new, better paying, job and was catching up on past debts. I noticed my mortgage payments were being returned every month. I decided to hold the money in the bank and add it to the next mortgage payment (doubling the next payment). this went on for 6 months. I called Suntrust to find out why my payments were being rejected. they responded that my balloon loan had matured 2 years ago. I responded "but you have only rejected payments 6 months ago". They responded they were proceeding with Foreclosure and no options were available for me to stop it.

When I purchased the home, I payed 2/3 of the total price as down payment. The homes Tax value is 150% of the mortgage value.

While other homes value is under mortgage value due to the economy, Mine is very profitable to SunTrust. Hmm.

Since I use online banking, I'll be sending them, in normal fashion, a six month payment for them to reject and looking for legal counsel.

Any advise will be appreciated.

This report was posted on Ripoff Report on 06/04/2013 02:20 AM and is a permanent record located here: http://www.ripoffreport.com/reports/suntrust-mortgage/richmond-virginia-23260/suntrust-mortgage-the-damage-is-done-richmond-virginia-1056173. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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