• Report: #145488
Complaint Review:

Sureway Beneficial

  • Submitted: Wed, June 08, 2005
  • Updated: Tue, June 14, 2005

  • Reported By:kihei Hawaii
Sureway Beneficial
3548 Champlain Champlain, New York U.S.A.

Sureway Beneficial ripoff credit card scam and liars Champlain New York *EDitor's Suggestions on how to get your money back into your bank account!

*Author of original report: Filed a complaint with Attorney General Office and with FTC

*Author of original report: JUST TO LET YOU KNOW

*Author of original report: filed a frderal E form with my bank and my funds were deposit back into my account in 2 days, thanks to Rip-off Report info!

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I recieved a call from Sureway Beneficial claiming you are approved for a $2,000 credit card and the one time processing fee is $249.00 which would be drafted from your account on April 18, 2005 the money was drafted. I was told I would recieve my card 25 days after the money was taken.

I have made several calls and told lie after lie. It is now June 8, 2005 and still nothing. I have contacted my bank and filled a dispute and they are investigating to recover my funds. I have also sent my bank this web site so they can see all the people that have filed complaints. I will inform if money is recovered.

kihei, Hawaii

EDitor's Suggestions on how to get your money back!


Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.

According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.

If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.

Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!


Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.

And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.

Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.

If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.


If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.

Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.

And good luck Let us know how you do!

ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com

Don't let them get away with it.
Make sure they make the Rip-off Report!

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...by consumers, for consumers

CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.

This report was posted on Ripoff Report on 06/08/2005 02:39 PM and is a permanent record located here: http://www.ripoffreport.com/reports/sureway-beneficial/champlain-new-york-12919/sureway-beneficial-ripoff-credit-card-scam-and-liars-champlain-new-york-editors-suggesti-145488. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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Updates & Rebuttals

#1 Author of original report

Filed a complaint with Attorney General Office and with FTC

AUTHOR: Wanda - (U.S.A.)

For those who need this web site to file a complaint with the Federal Trade Commission


go to bottom of page and click on file a complaint
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#2 Author of original report


AUTHOR: Wanda - (U.S.A.)

In the phone conversation I had ask why am I able to get a $2,000.00 credit line they said I was approved, all I had to pay to get the card was $249.00. They girl on the phone also stated that I could use this card at any ATM and get $500.00 out each day if I liked up to the limit. So in turn these people were in fact selling a credit card and nothing mentioned about any other products or services.

So in the long run this company is in fact stealing from the comsumer and not giving in return what they were selling on the phone, so there recording they made are just as fraudulant as the compnay itself.

They had also mentioned the card as being a Centinnal card to me where in fact First Premier deals with that card and I have notified that company to the fact that Sureway Benefical is misrepresenting the card as well.
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#3 Author of original report

filed a frderal E form with my bank and my funds were deposit back into my account in 2 days, thanks to Rip-off Report info!

AUTHOR: Wanda - (U.S.A.)

Hello! Just would like everyoine to know that I filed a frderal E form with my bank and my funds were deposit back into my account in 2 days, also I had wrote the Federal Trade Commission and they responded back they want to hear from you all! There web address is located further in my complaint and updates.
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