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Report: #557544

Complaint Review: Target National Bank - Visa - Internet Internet

  • Submitted:
  • Updated:
  • Reported By: maureen — shoshone Idaho United States of America
  • Author Not Confirmed What's this?
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  • Target National Bank - Visa PO Box 59231 Minneapolis, MN 55459-0231 Internet United States of America

Target National Bank - Visa Target National Bank Target raising credit card rate to 29.99!! No reason!! Internet

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Target raised my interest to 29.99%!! I have had my card for ten years and have never been late and always paid off my balances. I had a zero balance and then put 1900.00 on it for x-mas. I figured it would not be a problem I would pay 100.00 a month as I always do and have it paid off in a year. Turns out in December they raised my interest!! I just called today to try and get them to lower it back as I have great credit and am a great customer/card holder but the woman was incredibly rude. She said because I can afford my minimum payment and she can see on my history that I pay even more than the minimum that they can't do anything for me! I said so what you are telling me is that I need to skip my payment or only make the minimum in order for you to help me? I said the minimum barely covers my interest charge- I would never get it paid off~! She then said that she did not recommend me missing a payment because there would be an additional 30.00 late fee charge and it would affect my credit. This company should have consequences!!! The way it is treating people should be illegal!! I am so upset. I will transfer the amount to my us bank card and NEVER shop at target again. Too bad. I will also be sharing this will all my friends and family!! Don't shop at target!!! They treat people like poop!! Horrible company!!! I can't even believe it happened to me!!

This report was posted on Ripoff Report on 01/20/2010 05:15 PM and is a permanent record located here: https://www.ripoffreport.com/reports/target-national-bank-visa/internet/target-national-bank-visa-target-national-bank-target-raising-credit-card-rate-to-2999-557544. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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