Report: #816743

Complaint Review: TCF Bank

  • Submitted: Mon, January 02, 2012
  • Updated: Wed, January 04, 2012
  • Reported By: Bognetta — Woodbury Minnesota United States of America
  • TCF Bank
    8432 Tamarack Village
    Woodbury, Minnesota
    United States of America

TCF Bank Take Cash Flow Switch-O-Change-O Woodbury, Minnesota

*Consumer Comment: Eagerly awaiting your next ROR...

Show customers why they should trust your business over your competitors...

Dec. 22, my accounting mistake due to not recording a gas purchase, so my account was under 7.58
Dec. 24, I came in to put 200.00 and got a record of my transactions to see my mistake.  So I went to the banker on duty to see whether I could have a reversal of the 28.00 overdraft fee.  I was successful (and I thought all was merry and bright), however...
The overdraft fee read that I was under 35.58 on Dec. 23, therefore...
Dec. 26, I went in to cash a check from my Dad for 40.00, and since I'm a pessimist, got another report of my transactions.  I was informed there was another overdraft fee of 28.00 plus a monthly maintenance fee of 9.95 because I did not have 15 transactions in a month (which was 10 when I opened it, but they somehow changed the rules.
Dec. 26, I closed the account, but I had to pay 25.00 out of my Dad's Christmas money check just to make everything square again!!!
The reversal of the 28.00 overdraft fee was a nice gesture, but it was not a forgiveness of it!!!
This bank will stop at nothing to eat your hard earned money or Christmas gift money.  I was lucky because if I had not had my suspicions, I would have missed an opportunity to close these clowns down on Dec. 26 and I would have been left with an aftermath of unfair and fraudulent stacking overdraft fees unknown to me until maybe January!!!  I signed up for a college checking/savings package and the overdraft fee on that according to their website is 2.95 a month, not 9.95 a month for falling under the expected transactions a month.  Also, the website reads 10, not 15!!!
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This report was posted on Ripoff Report on 01/02/2012 08:06 AM and is a permanent record located here: http://www.ripoffreport.com/reports/tcf-bank/woodbury-minnesota-55125/tcf-bank-take-cash-flow-switch-o-change-o-woodbury-minnesota-816743. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

Eagerly awaiting your next ROR...

AUTHOR: Ken - (USA)

on your new account.

BTW, "my account was under", translated, means overdrawn or NSF.
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