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Report: #889481

Complaint Review: TeleCheck Services, Inc. - Internet Internet

  • Submitted:
  • Updated:
  • Reported By: Erin — Menasha Wisconsin USA
  • Author Not Confirmed What's this?
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  • TeleCheck Services, Inc. 5251 Westheimer Internet United States of America

TeleCheck Services, Inc. First Data TeleCheck monitoring my check writing after account was cleared!! Internet, Internet

*Consumer Comment: Sorry..

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A couple of months ago, I had a check come back NSF from my bank.  Upon investigation, it was a bank error.  The check was written to a merchant that uses TeleCheck.  I immediately call Telecheck and paid for check and once we figured out what happen, my bank reimbursed me the money.  I was told by TeleCheck that my account was cleared and I would no longer have any issues.  Today, I'm at the grocery store and my check was declined.  I called TeleCheck to find out what was going on and they told me that my account is being monitored because I do not have enough "history" with check writing through them!!!  I was pissed.  First I was told that my account had cleared, now they are monitoring EVERY check that I write and they will decide if they will allow it to go through or not.  THIS IS UNLAWFUL!!  I need help to find out what I can do to fix this!

This report was posted on Ripoff Report on 05/28/2012 12:54 PM and is a permanent record located here: https://www.ripoffreport.com/reports/telecheck-services-inc/internet/telecheck-services-inc-first-data-telecheck-monitoring-my-check-writing-after-account-wa-889481. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

Sorry..

AUTHOR: Robert - (U.S.A.)

POSTED: Monday, May 28, 2012
ow they are monitoring EVERY check that I write and they will decide if they will allow it to go through or not
-
Yep that is exactly what they do.  They authorize the merchant to accept the check, and if one that comes back that they authorized they reimburse the merchant.  Think of it as an insurance policy against bad checks and bad check writers.

THIS IS UNLAWFUL!!

- Sorry but there is no law that says a merchant must accept a check.

 I need help to find out what I can do to fix this!

- The answer is really simple..use your Debit Card.  As long as you are not trying to "float" funds, that is spend money before it is in the account you should not have any issues.   If you are trying to "float" funds..then one really has to wonder if it was truly a bank error or not from your last NSF.


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