Spectra Financial Benefits sent money over phone, they took 500.00 out of account. never recieved card. called them several times, they said I never returned form that never recieved. now all I get is fax ripoff Champlain New York

this company contacted me back in 2005 by phone. they sent a packet with a letter saying I would recieve the card soon, Never recieved card. when the called by phone, they took my bank card # and info, said they whould call back to verify every thing was correct. They did, but it was a brother company, in the end they got 500.00 out of my account, over drawing and causing over charge fees.

When I called them,they gave me a run around several times. They finaly said they would send me the form I needed to send back. Never recieved the form. I even wrote to Spectra, never got a reply. Now when I call its a fax #. I work only making min wage. All I wanted was a way to start my credit.

Tammie
cambridge, Idaho
U.S.A.