Report: #599097

Complaint Review: The Consumer Advocacy Group

  • Submitted: Sat, May 01, 2010
  • Updated: Wed, June 02, 2010
  • Reported By: skusemeurpntsronfir — Las Vegas Nevada USA
  • The Consumer Advocacy Group
    2920 N. green Valley Parkway, Bldg. 3, Ste. 312
    Henderson, Nevada
    United States of America

The Consumer Advocacy Group The Consumer Advocacy Foundation, Consumers for Change, Kristian Taylor Foundation, Kristy Dawn Sinsara, Kristy Mcgaha, Misty Dawn Mcgaha Lets talk facts only for now. Henderson, Nevada

*UPDATE EX-employee responds: Thanx you for the facts

*Author of original report: Supporting Documentation/Links to Previous Posting

Show customers why they should trust your business over your competitors...

Instead of talking personal opinion, which everybody has, let's talk just facts for a minute. Ill give my opinion later.

Facts: The Consumer Advocacy Group does not have a license with the Nevada Mortgage Lending Division which they need to have to do what they do (Foreclosure Consultant or Loan Modification Consultant), however I suspect that may be difficult to come by with the criminal record that Kristy Sinsara (alias Kristy Dawn McGaha alias Kristy Mcgaha alias Misty Mcgaha) has. They aren't registered with the IRS or any non-profit regulating entities as a non-profit organization (except for a Henderson business license) and the owner, Kristy Sinsara, has a long history (10 yrs +) of serious integrity issues as she has had multiple felony convictions (3) on her criminal record. Said charges/convictions include:

* GRAND THEFT BY EMBEZZLEMENT on 3/20/1996 (LA County Superior Court, CA, Case #SA024524-01, Felony Conviction)

* OBTAINING MONEY BY FALSE PRETENSE (Count 1) & UTTERING A FORGED INSTRUMENT (Count 2) on 5/14/07 (District Court of Cleveland County, OK, Case #CF06-1530, Felony Convictions for both counts)

Details per the affidavit on this case: "Victim Newman contacted the defendant in reference to needing legal help. [continued below]....

..... Defendant advised victim that she was working for Bob Lake Grove (attorney) when in fact she was not. Defendant advised victim that Grove had agreed to take her case for approximately 1200.00. Victim had received a court pleading from defendant in reference to her case. The court pleading had Grove's signature on the bottom. The pleading was never filed in Cleveland County District Court. Defendant had victim complete an attorney/client contract. The victim wrote the defendant four checks. check 1178 & 1179 were on victim's Arvest account. Check 1178 was written for 750.00 and check 1179 was written for 400.00. Check 1013 & 1081 were written on victims First Fidelity account. Check 1013 was for 400.00 while check 1081 was for 400.00. Victim did not receive the services that she was led to believe that she would be receiving from the defendant. The defendant held herself out to be working for attorneys that she was not working for. The defendant committed the crime of obtaining money by false pretenses." The UTTERING A FORGED INSTRUMENT conviction is referring to Kristy Sinsara forging the attorney's signature on the bottom. You can actually find all of the above (except for the CA conviction) if you do a records search on the Oklahoma State Courts Network. Also, this case did result in her being on probation until May 13th, 2012.

Miscellaneous charges/convictions include:

* Default judgment from United East India Company (prior office management in Las Vegas) for unpaid rent.

* OBTAINING LABOR OR PERSONAL SERVICES BY BOGUS CHECK by writing a bad check on 2/3/05 to UPS from her company at the time, Oklahoma Paralegals LLC, however the charge was dropped when she agreed to pay it back (Cleveland County Oklahoma, Case #CM-06-288).

* Multiple charges she picked up in Oklahoma for not paying bills, rent, utilities, etc.

* Default judgment against The Consumer Advocacy Group from Check City in Las Vegas for a bad check

* She is also currently paying District Attorney Bill Sherman for an undisclosed conviction.

This is only some of the information that I came up with when I started really researching The Consumer Advocacy Group and Kristy Sinsara. I certainly cant speak for anybody else but I definitely have a problem hiring a company with this kind of record, outside of the multiple other issues this company and the owner, have.

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This report was posted on Ripoff Report on 05/01/2010 09:03 PM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 UPDATE EX-employee responds

Thanx you for the facts

AUTHOR: Stop Her - (United States of America)

skusemeurpntsronfir (USA) thank you for giving us the facts.... 

What's really sucks Kristy hired a company to block the rip-off reports from the internet.  So Kristy has the capability to continually scam people.

Respond to this report!

#2 Author of original report

Supporting Documentation/Links to Previous Posting

AUTHOR: skusemeurpntsronfir - (USA)

In my original posting regarding The Consumer Advocacy Group, I stated some facts that have curiously been deemed as lies by the owner of the CAG, Kristy Sinsara. Because of this, I feel compelled to provide supporting documentation, or at the very least links to where anybody can research these claims themselves.

My purpose in posting what I have regarding The CAG/Kristy Sinsara, alias Misty McGaha is to dispute what she has presented The CAG to the general public to be - a legitimate loan modification company whose main goal is NOT to takes peoples money with no license or education to do so but to educate the average homeowner. Multiple times she has stated that the main goal of the CAG is to assist the homeowner in educating themselves. Actually, I do agree with this line of thought and accordingly, have provided supporting documentation (or lack thereof in regards to the non-profit status and MLD license) for my previous posting. Surely such an advocate of homeowner education wouldnt object to a homeowner making the most educated decision possible when it comes to who/what company they become involved with. All of this information is freely available to the public on the internet.

The CAG does NOT have a license with the Mortgage Lending Division which is required to do what her company does as foreclosure/ loan modification consultants This - - is a link to the Nevada Mortgage Lending Division's list of licensed foreclosure/loan modification consultants including pending licenses. As of today, CAG isn't on the list as even pending, let alone fully approved.

They aren't registered with the IRS or any non-profit regulating entity as a non-profit/charity/not-for-profit either. This -,,id=96136,00.html - is a link to the IRS webpage where you can search for the company as a non-profit and come up with zilch.

This - - link is to the Oklahoma State Courts Network where you can simply type in the name Kristy Sinsara and search through the records. There are several miscellaneous minor charges/convictions which I did NOT mention on my previous post however you can see the list for yourself. The additional information regarding the GRAND THEFT BY EMBEZZLEMENT FELONY CONVICTION and OBTAINING MONEY BY FALSE PRETENSE (Count 1) & UTTERING A FORGED INSTRUMENT FELONY CONVICTIONS can also be found on this website. Should you be unable to find them by name, I've listed the case #'s on the original posting. I have also included some supporting documentation however the # of pictures allowed on this posting is limited.

Now, in regards to a person being a coward for using a fake name online - the main reason I don't use my given name is because Kristy only wants it so that she might shift blame and go after me personally, which has nothing to do with her or her company's transgressions. If you read any of her responses to reviews, youll notice that she does tend to deflect blame onto the homeowner or of course, the bank, because Banks Suck!!. My real name doesn't change the facts that all of my above statements are truthful and now, quite obviously supported. Regardless of this, I'm actually not afraid of my identity being "discovered" and if she wishes to hire a PI (that the CAG cant afford and who has a decent chance of receiving a bounced payment check) to investigate me, that's fine too.

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