Report: #727312

Complaint Review: The Law Offices of Howard Lee Schiff

  • Submitted: Mon, May 09, 2011
  • Updated: Wed, September 14, 2011
  • Reported By: GreatBay — New Hampshire United States of America
  • The Law Offices of Howard Lee Schiff
    10 Dorrance Street, Suite 515
    Providence, Rhode Island
    United States of America

The Law Offices of Howard Lee Schiff Robert Johnson, Esq. This Law Firm Knowingly Commits FRAUD & PERJURY in Debt Collections Providence, Rhode Island

*Consumer Comment: This is the New Collection Tactic

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This lawfirm represents Capital One. They do not properly validate debts and proceed with collection activity and lawsuits against you after they are unable to prove anything. They will not verify or confirm they have been assigned the account. They demand money far in excess of what they ultimately sue you for. The worst of it, they knowingly sent notice of my court date to an old address so that they could obtain default judgment against me. They were well aware of a current address. They also filed a false affidavit with the courts to obtain the judgment. The affidavit was provided by a third party company that pretended to be Capital One. The company was TSYS/NAN National Attorney Network. Capital One utilizes TSYS/NAN to find people and then NAN assigns the collection to local attorneys. Howard Lee Schiff is know and will violate many aspects of the Fair Debt Collection Practices Act (FDCPA) and then attempt to hide under the guise that they are hired by Capital One and that the (FDCPA) does not apply because Cap One is an "original creditor." All of Schiff's correspondence says they are a debt collector, yet when they go to court they are Capital One's lawfirm. Beware if you are dealing with these folks. They only operate in New England. Capital One is based in Virginia. If you have paperwork from them with Affidavits and Bills of Particulars that were signed anywhere other than New England States and/or Virginia it is most likely a fraud and you do have recourse even if judgment was previously filed. Doing what they do not only violates the FDCPA, it also constitutes Fraud and Perjury. They need to be stopped, they need to be challenged and they need to be dis-barred and put out of business. Sue them and let your Attorney General know what they do if this has happened to you. All this over an account that isn't even on my credit bureau
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This report was posted on Ripoff Report on 05/09/2011 12:55 PM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

This is the New Collection Tactic

AUTHOR: Justice - (U.S.A.)

I agree with your asessment of this law firm. They utilize the court system to fraudulently collect debt. They make it seem as if Capitol One is the client, when the debt has been sold off to many parties by the time the debt (zombie debt or otherwise) is farmed out to a willing shady lawyer. Other companies are also using this tactic, even though it is clearly in violation of the fair debt collection practices act. The initial documents are a scare tactic and not the actual suit, and thus, are in violation of federal law. The former TERI (Education Loan Services) NOW bankrupt, uses the tactic. First Marblehead and Goldman Sachs took their debt, farm out the debt to (Credit Collection Services Inc.), who then farms the debt out to an attorney (sources indicate Attorney Steven White in the case of Rhode Island). The suits carry the name of the defunct TERI (fraudulently) and the lawyers hope for a quick default. There is a class action suit pending regarding this tactic. Bear in mind that it is the goal of these people to steal your paultry sums of cash from you by any means possible, and they are rewarded for their actions, whether they be criminal or not. Do not be intimidated by these criminals. Report them to the press for investigation, answer their complaints, and get things on the record at court. together, these vermin and dregs of society will be put in jail, where they belong.
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