Report: #667992

Complaint Review: top tier saings

  • Submitted: Fri, December 03, 2010
  • Updated: Fri, February 25, 2011
  • Reported By: Tina — Edgewood New Mexico United States of America
  • top tier saings
    505 E. Windmill Ln STE 1B-194
    Las Vegas, Nevada
    United States of America

Show customers why they should trust your business over your competitors...

On November 30, I was looking for a cash service company for some extra cash for Christmas.  I applied to one company and it kept throwing me into another browser with more links.  On December 1, Top Tier Savings took $29.95 out of my account without my authorization causing my account be over drawn.  I spoke with my bank and they told me basically that there is nothing that they could do.  I have received so many emails from different companies saying that I have been approved but I have deleted them without applying.  500cash is one of the emails that I have received.    Another company that took money out of my account is which has also taken $99.95 out of my account causing me to be in the negative.  I am on a fixed income (disability) and I can't afford to pay the overdraft fees and these other charges.  My bank won't do anything and I have moved my direct deposit to another bank.  I will NEVER attempt to find financial help again because they have hurt me more now. 
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This report was posted on Ripoff Report on 12/03/2010 04:16 PM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 UPDATE Employee is an independent advertiser and is not associated with

AUTHOR: Top Tier Savings - (United States of America) is an
independent advertiser and is not associated with

Upon completion of your cash
advance application, agreeing to your loan details and providing your
e-Signature to complete the process, the offer is
prominently displayed on an exit page under the heading “Visit Our Featured

Immediately under the heading in bold, the following text is
displayed.“Advertisers are not affiliated
with the lender which does not promote or endorse this product. Participation
in this offer does not affect your relationship with the lender in any way.”

Beneath that, the details of the
price and offer are clearly and conspicuously displayed along with a link to
Terms & Conditions for additional details.

In order to apply for
you must take two affirmative actions. First, you must click “Yes” that you
want the offer, and then you must click “Submit” in order to submit your
information to for processing.

Your welcome email includes your
offer details, your authorization, and easy to follow information for canceling
by phone and or email, should you wish to discontinue the service.

Additionally, your billing statement each month provides our 800 number for
your convenience.

All requests for refunds are
handled promptly.
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#2 Consumer Comment

The "business" address says it all! It is a private mailbox!

AUTHOR: Steve - (U.S.A.)

COMMON SENSE people!! Plain old common sense.

People seem to let desperation override common sense every time.

There is no free money. Chances are if your bank won't loan you money, most others won't either. MAYBE a local payday loan store.

But you are broke, and have no real source of income. So if you cannot afford these tiny bank charges, HOW DID YOU PLAN TO PAY BACK THE "LOAN"???

Again, just common sense. You have no money. You are broke. You are on a small fixed disability check. But you want to "borrow" money.

Just doesn't make sense.

AND, you have to be a total moron to give your bank account info to anyone you don't know, especially to a blind website with only a mailbox address!

Think about this. THINK. THINK. THINK. Common sense.

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