Topaz Financial Services, Swift Rock Financial Service, Mesa Rock Financial Services, Clear Your Debt Incorporated, Buyer beware-- Would you do business with a Co. and lies and cheats employees?? San Antonio Texas

Derin Scott continues to scam people. He hid his assets under his wife and kids's names. He was busted. See attached and the links below.

Derin Scott, Swift Rock, Mesa, Shannon Scott, Lawsuit

In response to Steve Speed's attempt to vindicate, it is not only laughable but absolutely scandalous to abandon culpability and dismiss any fault of Clear Your Debt after numerous reports have been made by ex-employees.  His spurious attempt to exonerate this company furthers its devious antics.  Clearly there is unscrupulous business dealings going in within this company, and all of its aliases, by the number of complaints this company owns. 

I authored the above Rip off Report regarding being ripped off to the tune of over $16,000 and the complaint is legitimate and backed up by Channel 7 Fox news, Austin, recordings, emails, and legal attempts made through my attorney to reconcile the issue.  In the beginning of 2007, this company, after receiving countless derogatory complaints against them by the Better Business Bureau, opened up business under a new Principal for Better Business Bureau purposes in an effort to conceal their past abuse of consumers & countless complaints made.  The unfortunate circumstances are, Clear Your Debt & their other numerous aliases continue to hunt down their prey & in most cases the desperate do not research the company until after they've been ripped off, lied to, robbed of their last dime & of their minds. 

Clear Your Debt's shameful, shady, villainous, & dishonorable behavior has been reported repeatedly on ripoffreport.com and through the Better Business Bureau.  Any attempt to exculpate or dismiss their swindling is laughable at this point.

Anyone with concerns that need to be addressed are better directed to the bbb.org or a private attorney who may take the case pro-bono.  Again, where are the governing agencies for these types of fraud and threats to the public? 

My name is Steve Speed and
as the Director of Compliance for the companies mentioned in this thread I will
just say that we take great pride in negotiating and settling millions of
dollars of debt on behalf
of our clients each month. We have thousands of clients and though we attempt
to service them all without undue conflict, sometimes that is not possible
or even a realistic expectation. Occasionally our clients chafe under creditor
harassment, which may include litigation or threats of litigation. Sometimes
they may lose their jobs or their patience.

When our clients have concerns our staff seeks to resolvethem quickly and to the clients satisfaction. Unfortunately most of the issues raised on this thread are not from actual clients. Many of these complaints have been fabricated by unscrupulous competitors or collectors looking to disparage us.

Unfortunately, some former employees who may have been
disgruntled with their commission plans have also chosen to post negative
comments. While we wish that these individuals would address their issues in an
appropriate forum that could allow for resolution of their grievance, we do
understand that the internet and message boards
like this one offer a place for such misunderstandings to be
aired. In the past we have attempted to react to such postings with an
immediate response.

In the future, we would request that anyone who may have a
concern that needs to be addressed contact me
directly at 512-539-4713. This is my direct line and I answer it myself. I look
forward to assisting you with any issues you may have.

 

Clear Your Debt, LLC in Austin, TX has been on Fox 7 news for ripping off consumers. Any basic on line search will pull up endless complaints against them for robbing the desperate of their last dime as well as of their minds.  They are more than dishonest and devious, they are fraudulent and need to be stopped.

At the time I was employed with the company, they had just opened doors for business and were just beginning their fraudulent antics.  I was one of the first to be ripped off to the tune of over $16,000.  I resigned from the company because I was not being paid and was later warned by a fellow employee that Derin Scott, owner and Jordan Lane, manager, were  formulating a new contract which they were intending to force me to sign which would cause me to forfeit all commissions I had earned.  After turning in my resignation, Derin Scott talked me into meeting with him and discussing a partial lump sum payment and a huge Christmas bonus as well as health benefits for my family.  I decided to take the offer and stay, given I was looking toward the 5,000 promised in 2 weeks and being paid in full to follow.  However, 2 weeks later I was given a contract to sign and was not allowed to read it.  I asked for time to read the contract but Jordan Lane asked me to leave my pay and the contract until I returned in 30 minutes after dropping my kids off.  I left my pay and the contract and 10 minutes later I received a from Jordan Lane, terminating me.  When I later called to ask Jordan why I was terminated he said for not following company policy.  I clearly communicated to him that I didn't have a chance to read it and was coming back to collect my pay and read it.  He refused to allow me that chance to read it and told me to go find myself a job.  I asked about the money owed & Jordan said, "We don't feel we owe you any money."  In fact I am still owed over $16,000 3 years later.  This company is now operating under many different names to protect their interests and assets:  Topaz Financial Services, Swift Rock Financial Services, Mesa Rock Financial Services  They are all owned by Derin Scott.  Where are the governing authorities for these types of fraud and threats to the public?

This company is a fraud when it comes to their employees. Don't believe anything they tell you. Any deal that you do at this company you will not get paid for it. The commission goes to the company. I worked there a month ago and did a lot of deals and never got paid when I was told it was hour plus commission. It is hourly with a draw. I was lied to by several managers there.

If you do work there do not work overtime. They will not pay you for it if you are on the clock. They will go back into the system and take away any OT. They do encourage you to work overtime to get more deals but they do not want to pay you. Even if you do get a deal the commission will go to the company because of the draw. I have only seen one employee get on commission and it took months. This company will get sued one day I have no doubt.

STAY AWAY from Swift Rock Financial! I have worked for them. They are deceptive, unstable, and experiencing severe financial issues. They just laid off half their staff and are unable to pay them or the existing personnel. **BEWARE**YOU HAVE BEEN WARNED! ENTER AT YOUR OWN RISK! This IS NOT a company you want to be paying your money to! Check out the Better Business Bureau rating of an F! And watchout as they go by several names: Topaz, Swift Rock, Orion to name a few. They too owe me over $10,000!