TransUnion Transunion Monitoring Membership scam Internet

Buyer beware!  Transunion Trickers will automatically sign you up for a membership and keep charging your card.  READ the other complaints.  Robert seems to only want to target my posts for some reason?  Is he a Transunion Trickster?

 Transunion tricksters did not have membership info when I purchased.  Buyer beware!!!  Don't get tricked and don't believe Robert who obviously works for them and is not a consumer.

 Read the other posted complaints!  I wish I had come here first!

So it doesn't exist?  Well all I did was go to the main Transunion site and amazingly it is right there..

http://www.transunion.com/

Of course if you still say it doesn't exist, why not post the link you went to that doesn't say you will be charged $18/month.

No Thank you for putting this fake information on my complaint as NONE of this was on the page where I purchased my non-free trial non-membership $1 credit score.  It was not indicated on the cart, or payment page either.  You post some market level bull on here if you want but from reading the other complaints, I am obviously not the only person who was RIPPED-OFF by Transunion the exact same way.  No none of your crap looks familiar because it was not there.  I have made a complaint via FTC as well.

 Transunion tricksters did not have membership info when I purchased.  Buyer beware!!!  Don't get tricked and don't believe Robert who obviously works for them and is not a consumer.

 Read the other posted complaints!  I wish I had come here first!

First and foremost you need to realize there are no less than a few dozen different credit scoring models.  What does this mean?  Well it means that even with the same credit report you could get a few dozen different scores.  Even the FICO score(which is the most widely used) has over 50 different models, all of which can give you a different score as they all look at different aspects of your credit report.   

So even though your credit score from your Credit Card Company was 100 points higher than the one from CK, it was just as valid.  It is just looking at different aspects.   For the consumer a credit score is generally a good guide as to where you stand.  But you can't bounce back and forth between multiple scores hoping for a certain score, because two different scores could be saying EXACTLY the same thing.   This is even more important because unless the one from your credit report was a FICO variation it is unlikely that any of the credit scores you got(from your credit card, TU, or CK) would be used by any major lender such as if you were to go apply for a Mortgage or Home Loan.  The key for a good score with what ever model you look at is to maintain good credit habbits and make sure the information on your credit report is correct. 

Now, as for the monitoring.

Directly from the The Home Page.

Offer Details: Your FREE TransUnion Credit Score & $1 Credit Report are available as part of a 7-day trial of our subscription-based credit monitoring service. You may cancel at any time during the trial period. At the end of your 7-day trial, you will be billed at the low cost of only $17.95 per month (plus tax for NY residents).

Now, even if your one track mind missed it there you are given an additional disclaimer on the very next page you use to sign up..

"Cancel anytime during the trial period at no additional cost, or do nothing and have your membership continue without interuption.  Please note lenders use many different credit scoring models. The score you get from us may not be the one your lender uses.

Notice the part that I underlined above...Sound familiar?