UBI Payment Services - Joe Ryan promised 5,000.00 Stamp of approval from the accounting department Singapore

I recieved a letter guaranteing a payment of 5,000.00 from a man identifing himself as a Joe Ryan from UBI payment services.

He is asking to detach the form at the bottom of the letter and send back after answering a simple puzzle of 20 + 5 = 25 21 or 23. and checking a box wishing to claim the 5,000.00 check.

I think it's extreemely cruel with the economy in such desperate times to be promising such rewards that are false and fraud. People like this should be stopped from running scames such as these!

Kristi indiana
Elnora, Indiana
U.S.A.