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Report: #1364081

Complaint Review: Unified Life Insurance-NCE. Representative said his name was Justin - Internet

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  • Reported By: Townley — Richmond Virginia USA
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  • Unified Life Insurance-NCE. Representative said his name was Justin Internet USA

Unified Life Insurance-NCE. Representative said his name was Justin Justin-Representative , Online Bills say Totally Misrepresented themselves and the Insurance Company. Told me that this or "my" Plan would have a PCP and a Specialist Copayment, It was NOT a Discounted RX Plan but a 3 Tiered Plan with $10, 00, $20.00 and $50.00 Copays. Overland Park, Kansas 66225-5326, and Boca Raton, Florida Internet

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 I spoke with a Representative named Justin several times regarding this Insurance Coverage. He explained the Entire policy to me, as I was asking all types of questions as to what is and is not covered. He told me that Everything I asked about was covered.....Allergy shots and serums, Allergy testing, Pre-Existing was covered, I would have no DED and my PCP Copay and I would have a Specialist Copay. I explained I had been "taken and lied to before regarding Health Insurance", he Insisted this was an Excellent Plan and he even had a Form of the same insurance. The RX Plan was a Copay system and NOT a Discount Plan. Well, then I had a 30 Day waiting period, so afterwards I went to the Doctor. I then received bills from the Lab to the Office Visit ranging from $150.00 to over $500.00!!! I was and AM Furious. I called Customer Service and they told me that NOTHING Justin had told me about the Insurance Policy was Accurate. I have a Deductible and a Discount Pharmacy Program which pays Nothing! I take Several Medications and am a Diabetic. The Insurance rep had Lied to me about Everything! I have worked in Health Insurance and HealthCare for over 35 years so I Know what questions to ask. There was Nothing that I Misunderstood! I was Lied to and Ripped off and then Unified told me it was too late to do anything about it OR to get my money back.

This report was posted on Ripoff Report on 03/26/2017 01:34 PM and is a permanent record located here: https://www.ripoffreport.com/reports/unified-life-insurance-nce-representative-said-his-name-was-justin/internet/unified-life-insurance-nce-representative-said-his-name-was-justin-justin-representative-1364081. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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