I have been looking for a loan, cause nobody would give me a loan for my little credit. but i guess in my search i came apon United American Financial, and aplied, and i got a cal from Wayne Marshall saying i was aproved for 30,000.00 at 8% for 15 years at 286.70 a month, it was some kind of Government offer.... i just had to print out my contract, sign and send a copy of my Drivers licence, and paystub and two contacts.
Then i read the contract,(which looked half real, the other half i think i could have done better) about a 1250.00 insurance deposit was asked
(for the Pacific Insurance Company, cant find anything about this company with the same name),
it was in case i went into default. and that sounded right. i didnt see any reports online with this company name at the time. but i really needed the help. but i didnt have 1250.00 so Wayne Marshall (my rep) said they can take half of the 1250.00 at 625.00 and send it Western Union to a Jason Stevenson in Redbeer, Alberta. And they would send half of my 30,000.00 loan at 15,000.00 drect into my bank account.
when the money didnt show up i called and called Wayne and he wasnt there, and then i saw on the day i sent the money there was a report on this website. THE DAY I SENT THE MONEY THAT SHOWED UP!!! 4/4/08. So i freaked out and called some more, i emailed all three email address given at the website
There is a BBB icon and i did click on it they list a different number
that all ciruits are always busy
then i played around the phone system they have and found they have a sales (press 8), i started talking to someone and he was able to get me to Wayne, and then he told me the Insurance company said they need 250.00 cause of my credit, and then Wayne said that was his fault he didnt catch that, so he knocked it down to 200.00, so i was still a little freaked out, and talked to him about the report, and i asked why he was on east coast time but your address on the website is in CA, and why i sent the money to Canada? he said the home office is in CA, and he was like a broker that is in NY and i sent the money to the Insurance Company (Pacific Insurance Company).
So i did a search on all the names i have on the contract and phone number listing when you call
Sales (ext 1)
Tanya Stevens (ext 2)
Wayne Marshall (ext 3)
Allen Readget(not sure if i spelled that right)(ext 4)
Susan Phillips (ext 5)
(6 is a automated message taker i guess)
8 is a dail by name thing
0 is the oporaitor who is never there
William Robers (President)
Elliot Jeffries (Chairman & CEO)
Katherine Ataturk (Supervisor)
Karen Kamilly (Head Accountant of Financial Dept)
and i found this other report; Report: #256747 Consumer Loan Service - American Loan Company
Category: Canadian Cross-Border Scams to Americans
Consumer Loan Service - American Loan Company SCAMMED won't return calls had to buy 'insurance' I lost $2,150. They are NOT in CA they are in Canada Vancouver British Columbia,
and as i read this i was very close to whats going on with me. i am still in somewhat contact with Wayne and i have to Friday 4/11/08 to send my 200.00 or ask for my 625.00 back, which i get in 6-7 working days, so they say.
so i am worried because i really need they help and this looks like the only people who say they want to help but everything i read and so on say its a scam, and i dont think i will get my money back, and i now im deeper in the hole because of this.