Universal marketing and training LLC ,universalmarketingandtraining.com Credit card transactions reductions to business's that are not publicly traded 495 start up plus 1500 in leads=1995 loss Glendale, Arizona

I was contacted by phone and was told I was the only person in my area not specified and would be given the chance to purchase bank leads in which recently denied business venture loans like the business is already an entity and it goes back to the bank and asked for more money in this economy but the banks have tightened there belts so to speak and these business's are not receiving the help they need. The guy said to me straight up that the market for this venture is only going to be open until banks let up on the lending. They said that they would broker a deal for a certain amount of leads to these business's that have recently been denied and if they could convince them to sign a 5 year merchant account with visa, MasterCard. I would make 1/2 of the difference of the original credit card swipes % and our lowered rate residually monthly. If they needed new equipment I would have a $500 commission and 2% on any cash advances. I invested $1500 and have 15 referrals out of 300 leads purchased. I have real company names all over the united states they said they contacted them and they are up for underwriting and it should just be soon for conformation. Now two weeks ago the phone is always busy or dead.