unlimited local savings tapped checking account , Internet

I applied for a loan on the internet which required personal information. I received my loan then a week later 49.99 was taken out of my bank account. I did not see anything on the application with this other company's name or the 49.99 charge.
I called my bank and they gave me the phone number to the company. They said I applied for their service which I do not even know what they service. They said I will not receive my refund. This is a total scam and I can not believe nothing can be done to this company. This is fraud on the internet and I suppose our government is allowing it.
Unlimited Local Savings is a fraudulent company and hopefully justice will prevail. But, I doubt it.