It's kinda surreal that I am even on here. I live in Ohio, and am seeking funding for a new business start-up. Over the past week-and-a-half, I have received several messages from Paul Johnson @ unsecured business funding. Tonight, he caught me at home and we spoke BRIEFLY about my financial situation, where he practically gauranteed me a loan, but, said he need 249 for underwriting fees. He never made it clear about what he wanted to do with my cc#, I initially gave it to him, thinking, that He needed to put some type of hold on it or something.
However, as the conversation continued, I increasingly became very uncomfortable with the phone conversation, and how the guy just kept going along with whatever I said. So he directed me back to their website, and asked me to complete some kinda information form. The information form was clearly my final submission for the payment, and I kept stalling trying to get more information on the company, which led me to whom?! Non other than RIpoffreport.com. He than became more insistent asking me did I send the submission, I old him to hold on, cause I was having a hard time hearing, and was trying to recheck my information. When I went to the BBB page, and saw that they had such a low score, I told PAUL JOHNSON in plain english. I AM NOT AUTHORIZING ANY PAYMENT< AND AT THIS TIME, I WILL NOT BE MOVING FORWARD!!!!! He goes well what is it? I then told him again in plain english. BECAUSE YOUR COMPANY HAS NUMEROUS RIPOFF REPORTS, AND A POOR SCORE WITH THE BBB. He then went into a spiel about how they've processed over 15,000 loans, and they are just not even a percentage of complaints from what they process. And that I just need to make sure that I am being forthcoming with him about not having a bankruptcy or a foreclosure. I told him that I do not, but, that I needed more time to think over things, so I don't want to start anything right now. He then goes well, were halfway there. I told him that I didnt care, that I didnt want to do anything at this time. He goes, so, you just want me to reverse and forget about everything then. I said YES.
Five minutes after we got off the phone, I got an email alert that a payment has been processed from my account. I go to my account, and it was him, he took 249.00 without authorization. I never even sent the submission form through, so I cant even cancel their monthly "dashboard" service which was another red flag to get out. WHat banking company need to give you a monthly business dashboard service for a fee. anyone giving you a loan is going to help you with all that stuff for free, cause, it helps with their loan being repaid. If theres a lawyer that sees this, please feel free to call me @ three three zero two seven zero five five nine eight. I also left a FB post on the st george pd wall. I am livid. The guy literally just stole from me.