ED Magedson – Founder
US Bank Home MortgageSt. Loius, MO St. Louis, Missouri United States of America
US Bank has totally screws us. Our home was appraised for more than it was worth in 2008, by their appraisal company using a non existing bathroom that does not belong in my home. (i didn't notice until after the closing) After loosing my job at the end of 2008, we started the modification process. They told us we were approved in June 2009, then they came back & said we were denied in November 2009. They tried to refinance us but came back with a mortgage payment higher than the one we already had. (we lost that appraisal money $350) bcuz we didn't like their offer on the re-fi that made no sense. We started working with a HUd agency to try to modify again & they are refusing to cooperate. I'm going to loose my home. We CAN afford to pay a mortgage, we are just trying to make our payment smaller. We had excellent credit until they started messing with it.
Is anyone out there having similar issues with US Bank?
This report was posted on Ripoff Report on 04/23/2010 05:11 PM and is a permanent record located here: http://www.ripoffreport.com/reports/us-bank-home-mortgage/st-louis-missouri-63179/us-bank-home-mortgage-us-bank-does-not-want-to-modify-my-fradulent-mortgage-no-cooperatio-595987. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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