Report: #1377176

Complaint Review: US BANK

  • Submitted: Mon, June 05, 2017
  • Updated: Mon, June 05, 2017
  • Reported By: stoliver — west allis Wisconsin USA
  • US BANK

    Nationwide
    USA

US BANK i have been with us bank for about 2years i just added on a checking account to my saving i made a few transfers between my two accounts and all of a sudden 15 dollars was taken from my account i didnt know what had happen so i called them and the lady on tge other end was real uncaring avout the sitituation saying that's a federal fee because you made to many transfers between your account they never ever told me anything about fees like this i need to know if this is tge truth im tired of this bank constantly ripping people off Nationwide

*Consumer Comment: Yes

Show customers why they should trust your business over your competitors...

 I have been banking there for about two years I just added on a checking account I made a few transfers between my Account and all of a sudden 15 dollars was taking from my account I called the bank right away and the uncaring Lady on the other end of the line stated that I made too many transfers between my two accounts and this is a federal fee and got quite on the phoneme soon tired of this bank ripping people off I need to know if this is accurate

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This report was posted on Ripoff Report on 06/05/2017 08:21 AM and is a permanent record located here: http://www.ripoffreport.com/reports/us-bank/nationwide/us-bank-i-have-been-with-us-bank-for-about-2years-i-just-added-on-a-checking-account-to-m-1377176. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

Yes

AUTHOR: Robert - (USA)

Yes that fee is most likely valid.

There is a Federal Reserve Regulation (Regulation D) that limits the amount of withdraws from a "Savings" account every month.  

https://www.federalreserve.gov/boarddocs/supmanual/cch/int_depos.pdf

If you exceed this the bank is required to take action to attempt to limit the number of withdraws.  Each bank handles it slightly different but all will generally involve some sort of fee.  

You can contact US Bank and find out what these limts are before you are charged as they are disclosed and available in their fee scheudle.  

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