ED Magedson – Founder
US BANKSunset Blvd Rocklin, California United States of America
Alright...so I am open to the possibility that I may be at fault but the way I see it..that is hardly likely.
I opened my account with U.S. Bank due to their "Catch 75" program which actually was a really great deal and I commend them for that...However..only a few weeks of having this account, things went sour. Here is the play by play.
I had $17.-- and some odd cents as an "available balance" in my account (according to the convenient 800 service number located on the back of my card), so I used $14.-- and some odd cents at the gas station which should have left me with about $2.00 if that.
A few days later I log in to my account and see that I initially overdrawn by -$187.00 because suddenly EVERY purchase I made in the past week had an overdraft fee.
I called the branch where I opened my account and they gave me this lecture of "Its your responsibility to check your account daily" and blah..blah blah..even after I told them that I check it everytime before I make a purchase of $10.00 or more just to be on the safe side.
Now on top of that, everytime I check my account its more overdrawn because US Bank has this fantastic new program where they charge you $8.00 per day that you are overdrawn!! So now, if I only get paid 2 times a month, am I supposed to just allow my account to get charged $8 each day that I wait for my paycheck? Well crap.. I've got 5 more days to go so I guess I can look forward to another - $40.00...yay for me and for the others in the world that have to wait while another $8.00 is about to be ripped from their pocket per day that they are over drawn! There is no way this can be legal.. I got the statements in front of me and it does not add up no matter how many times I go over it.
This report was posted on Ripoff Report on 05/15/2010 12:17 PM and is a permanent record located here: http://www.ripoffreport.com/reports/us-bank/rocklin-california-95677/us-bank-can-you-sayscam-rocklin-california-603724. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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