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Report: #210340

Complaint Review: USA Card Services - Dallas Texas

  • Submitted:
  • Updated:
  • Reported By: Portland Oregon
  • Author Confirmed What's this?
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  • USA Card Services 4455 Lyndon B Johnson Fwy Ste 501 Dallas, Texas U.S.A.

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On March 27, 2005 my elderly grandfather received a spam email from USA Card Services prmotion about an E-Business in his bulk mailbox. It said "See how we'll advertise your website, Guaranteed in the top listings of yahoo, infopace, altavista, msn and lycos" he did a little more research and thought about contacting the company to see if it was too good to be true.

I can assure you it was. On March 28th 2005 he contacted USA Card Services and signed a lease for a OMNI 3200 Verifone credit card processing machine, he was told he needed it to run his business. USA Card services promised that their 8 week certification program would help him establish an e business that could possibly gross up to $5,000 a month. He was assigned a business consultant named Bill Chandler (ph# 1-866-838-1872 ext. 334)

Now in the beginning Bill was very helpful in giving him advice on how to get started. After the first week my grandfather took numberous amounts of attemps to contact Bill and sure enough Bill never contacted him back. My grandfather studied the course that was given to him however was not able to decide what he wanted on the internet. He was a novoice to the internet and after 6 days of owning the machine he sent it back to Ladco Leasing. Robert from Ladco Leasing called and told my grandfather that once they recived the equipment (probbly at a value of $200.00 at most) there would be an adjustment to the lease arrangement.

They sent my grandfather to a collection agency, he could not afford to pay for it so they took him to court and USA Card Services attorny Franklin J. Love sued him for the amount of $7,562.65 and won. Now this is wrong. I know he signed a contract but he sent the uneeded equipment back! He now has to pay almost $10,000 of his hard earned money to this greedy company. He cant afford food, he cant afford to get his heater fixed in his home and is raising 3 young grandchildren at the same time. USA Card Services should be ashamed of themselves for ripping off an old man- maybe they should have a little empathy and compassion!

I would like to start a class action suit on this company. Please contact me if you are interested in taking part of this.

Angela
Portland, Oregon
U.S.A.

This report was posted on Ripoff Report on 09/10/2006 06:48 PM and is a permanent record located here: https://www.ripoffreport.com/reports/usa-card-services/dallas-texas-75244/usa-card-services-ripoff-very-dishoest-to-elderly-man-dallas-texas-210340. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#4 Author of original report

They sued and won

AUTHOR: Angie in Portland - (U.S.A.)

POSTED: Tuesday, April 14, 2009

Well USA Card Services sued my grandfather and won last year. They put a lien on my grandparents house.

There are not enough words to express the RAGE I feel against this POS company.

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#3 Consumer Comment

Class Action

AUTHOR: Danielle - (U.S.A.)

POSTED: Monday, October 09, 2006

To Angela in Portland Oregon; I to was taken for a ride( a very expensive ride) by the group of thieves ,liars cheats and for lack of a better word, the c**k-a-roaches at Start-up Essentials, A-1 Leasing, USA Card Services etc. I don't know how to contact you other than thru this sitr. I will add my E-Mail address but it will probably not be published. This is to let you know, I'm IN on the class action suit. Let ME know how, when, and what either you nee3d from me, or what I need to do.. I'll be waiting to hear from you Sincerely, Daniela in California

CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.

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#2 Author of original report

The Response from the BBB

AUTHOR: Angela - (U.S.A.)

POSTED: Wednesday, September 20, 2006

Contact Name and Title: John Brutsche'
Contact Phone: 214-651-8872, x7850
Contact Email: John@usacardservices.com
September 14, 2006

Better Business Bureau of Dallas
1601 Elm Street, Suite 3838
Dallas, TX 75201-4701

Re: Edward Lxxxx Comp ID 91020134:

To Whom It May Concern:

This letter is in response to a complaint issued by Mr. Edward Lxxxx. The following is our response to his concerns.

USA Card Services markets a program designed for merchants interested in opening or enhancing their business. The offer includes a professionally designed web site equipped with the software allowing the merchant to accept credit card payments for the products or services found on their web site. The offer also includes assistance and training for the merchant to use in developing, advertising and promoting their site. The offer is made ONLY to those persons who have requested information. There is no cold calling.

It includes a merchant account established with a credit card processor and a fully programmed credit card terminal to use in accepting credit cards for those transactions that are conducted off line, i.e., private demonstrations, trade shows, flea markets, etc.

We provide complete and full disclosure of all services, rates and fees via a Merchant Evaluation Form that the merchant is required to sign before they can be approved for the program. For those that choose to lease the equipment, we take several steps to make sure they understand they are entering into a non-cancelable lease. In addition to the lease application itself, we ask the merchant to complete and sign a Lease Confirmation Agreement.

This form requires the merchant to initial separate statements indicating, among other things, they understand the payment amount, the length of the lease, and that the lease is non-cancelable. Before the merchant is approved they are required to participate in a conference call with USA Card Services' staff and the lease company.

It is during that phone call that we once more make sure the merchant understands we are not providing them a business and we are not providing them products for their web site. We want to make sure they fully understand, agree and, most importantly, are committed to all aspects of the program. At no point do we make any guarantee about the profitability of their business. After all of this a merchant may be approved and allowed to enter the program.

Mr. Lxxxxx was approved for the program on March 31, 2005. He had immediate access to all of the training material and began to work with his Success Coach. He and his coach developed his website. The site is still active today with products that can be purchased by credit cards.

We are committed to continually enhancing our program. Since Mr. Lxxxxx entered the program, we have introduced new training videos, CD's, and links to countless additional resources. These enhancements are designed to assist the merchant both personally and professionally. Every one of our merchants, regardless of when they entered the program, has access to the material. This has all been provided at no additional cost to our merchants. We have no indication that he has taken advantage of any of these enhancements. We have tried to contact him over the past year. During the last call in June of this year, he asked us not to contact him again.

We are very sorry that this program did not meet Mr. Lxxxx's expectations. However, we have provided this merchant every part of the advertised program. Our Merchant Support staff prides itself on helping our merchants succeed with their businesses. We still want to help him grow his business.

I trust this is the information you need. If not, please let us know.

John D. Brutsche'

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#1 Consumer Comment

Sickening

AUTHOR: Mike - (U.S.A.)

POSTED: Saturday, September 16, 2006

I just wanted to say, that just sickens me. If that Bill guy had spoken to your grandfather, I'm sure he knew he was elderly. It seems like he was preying on an elderly gentleman just to sell another contract for a machine no novice would know what to do with. I don't know if there's anything you can do legally (there may be since he sent the equipment back, but obviously I don't know what was in the contract he signed.) but I certainly hope there is. It disgusts me when people take advantage of the elderly.

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