Complaint Review: USA Gold/Plains Commerce Bank
- USA Gold/Plains Commerce Bank
- Phone: 800-673-5912
- Category: Credit & Debt Services
As part of the package you receive an application for a "Pre-Approved" Visa card, not indicating the credit limit you have been approved to receive. Naturally, one would assume that the credit limit is the same as that which was given to you after your original application. Wrong!
I did not get a Gold Visa with a credit limit of $8500.00. I got a card with a credit limit of only $300.00. Then, to add insult to injury, they charged me an "annual fee" of $50.00, a "partcipation fee" of $6.00, and an "Accept Fee finance charge" of $225.00. The card company gave me a $300.00 credit limit and then unilaterly charged me $281.00 for the priviledge of having their card.
I have returned their card, cut into little pieces, along with their bill demanding that they cancel the account and remove all of their bogus charges. I really think someone should start a Class Action suit against all of these companies. Their actions verge on fraud and something should be done about it.
Hopatcong, New Jersey
This report was posted on Ripoff Report on 02/24/2003 08:06 PM and is a permanent record located here: http://www.ripoffreport.com/reports/usa-goldplains-commerce-bank/tampa-florida-33631/all-american-gold-plains-commerce-bank-usa-gold-false-promises-lead-to-ripoff-tampa-florid-46809. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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