Report: #1063606

Complaint Review: USA Merchant Services

  • Submitted: Mon, July 01, 2013
  • Updated: Mon, July 01, 2013
  • Reported By: SLOInc — Midland Park New Jersey
  • USA Merchant Services


USA Merchant Services AKA Millennium Merchant Services1st American LeasingJoseph Wilk scammed, unfulfilled promises, costly leases Internet

*General Comment: Scammed!

Show customers why they should trust your business over your competitors...

We were approached by Joseph Wilk from USA Merchant Services in June of 2011.  He was a very good salesman with many good lines and an answer for everything.  He sold us four leases for credit card processing machines and check readers.  He advised us that the check reader would cut our time in half for banking.  Once we were all signed up he came to teach us how to use the machine.  He then told us we needed driver's license numbers for each check.  I told him that we didn't want to do that, it was too much work.  He said to make up the drivers license number.  I told him I wasn't comfortable with that so we didn't want to use the equipment.  He said to try it for a week and see what we thought.  After a week he dropped off the face of the earth, or so I thought.  After numerous call and emails we have been able to reach him for almost two years.  We are paying thousands upon thousands of dollars for equipment that would have cost us $400 for each piece to purchase outright.  

Joseph Wilk also promised $800-$1,000 per month savings on our processing fees.  This never happened.  When I questioned him about it he tried to explain it away and said he would look into it and make the adjustment.  

The leasing company that Joseph Wilk connected us with is 1st American Leasing out of Grand Rapids.  These two must be in this scam together because the wording in their letter to use holds harmless the vendor and removes all the rights of the customer.  There is no way out of this lease without it affecting my personal credit.

We have recently learned that he is still in business under the name Millennium Merchant Services.  There is no contact information available on the internet to get a hold of this scammer. 


Is this Ripoff Report About you?
Ripoff Report A business' first line of defense on the Internet.
If your business is willing to make a commitment to customer satisfaction Click here now..

Does your business have a bad reputation? Fix it the right way. Corporate Advocacy Program™

Set the record straight: Arbitration Program

SEO Reputation Management at its best!

This report was posted on Ripoff Report on 07/01/2013 01:19 PM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Report & Rebuttal
Respond to this report!
Also a victim?
Repair Your Reputation!

Updates & Rebuttals


#1 General Comment


AUTHOR: Denna - ()

I've also been scammed by Joseph Wilk, owner of mellinium merchant services! I was promised by Joseph that he would take care of cancellation fees to previous credit card process company,  which never happened

 he promised me lower rates but it seems I'm paying more than I was before!

joseph wilk also said the equipment lease would be incorporated into my monthly fees, and still would be a cheaper monthly charge but I'm paying a separate and higher rate than quoted. 

I called him several times about this and the last conversation, he hung up on me and won't return my calls! 

I am currently paying -2 processing companies AND a leasing company for equipment that I really didn't need! I had equipment, the same brand and he said it was not compatible to get the lower rates which i  Have yet to see!

Do not  trust a word from his mouth.....he is a liar!!

Respond to this report!
Ripoff Report Recommends
ZipBooks Accounting Software

Advertisers above have met our
strict standards for business conduct.