Van Ru Credit Corporation Rude Stupid Ignorant Harassing Outdated Information Des Plaines Illinois

Let me begin with some information you're apparently unaware of.
First, your loans were not sold by the school, they were guaranteed by the U.S. Government. Once they went into default the government paid your school and started a collection process.
Second, Since the Dept. of Education doesn't "do" collections, they assigned your account to one of the ten or so credit companies who are contracted to collect on defaulted loans.

The consolidation loan you found with "reasonable and affordable monthly payments" consolidated your interest and half of your penalities into your principal.
As a result you will be paying interest on the interest and penalties you accrued
during the time your loan was in default. Stupid? Let's hope you didn't study accounting~


The woman who called you and mispronouned the work "ask" isn't in federal default. Her loans are in good standing or she wouldn't have been able to work in that capacity.
You complained that the government couldn't locate your address to get you to pay the promisary note on your education loan. Why didn't you try to contact the U.S. Dept. of Education BEFORE they went into default?

Rather than mock the pronounciation skills of the person who called trying to collect on a loan you chose to ignore, you might want to question why you had the funds to pay for a home and cable service when you refused to pay on your student loan.

Blaming someone else for a situation you created shows a lack of maturity and responsibility. If you're in your twenties now, it's a good time to work toward that goal.

Let me begin with some information you're apparently unaware of.
First, your loans were not sold by the school, they were guaranteed by the U.S. Government. Once they went into default the government paid your school and started a collection process.
Second, Since the Dept. of Education doesn't "do" collections, they assigned your account to one of the ten or so credit companies who are contracted to collect on defaulted loans.

The consolidation loan you found with "reasonable and affordable monthly payments" consolidated your interest and half of your penalities into your principal.
As a result you will be paying interest on the interest and penalties you accrued
during the time your loan was in default. Stupid? Let's hope you didn't study accounting~


The woman who called you and mispronouned the work "ask" isn't in federal default. Her loans are in good standing or she wouldn't have been able to work in that capacity.
You complained that the government couldn't locate your address to get you to pay the promisary note on your education loan. Why didn't you try to contact the U.S. Dept. of Education BEFORE they went into default?

Rather than mock the pronounciation skills of the person who called trying to collect on a loan you chose to ignore, you might want to question why you had the funds to pay for a home and cable service when you refused to pay on your student loan.

Blaming someone else for a situation you created shows a lack of maturity and responsibility. If you're in your twenties now, it's a good time to work toward that goal.

Let me begin with some information you're apparently unaware of.
First, your loans were not sold by the school, they were guaranteed by the U.S. Government. Once they went into default the government paid your school and started a collection process.
Second, Since the Dept. of Education doesn't "do" collections, they assigned your account to one of the ten or so credit companies who are contracted to collect on defaulted loans.

The consolidation loan you found with "reasonable and affordable monthly payments" consolidated your interest and half of your penalities into your principal.
As a result you will be paying interest on the interest and penalties you accrued
during the time your loan was in default. Stupid? Let's hope you didn't study accounting~


The woman who called you and mispronouned the work "ask" isn't in federal default. Her loans are in good standing or she wouldn't have been able to work in that capacity.
You complained that the government couldn't locate your address to get you to pay the promisary note on your education loan. Why didn't you try to contact the U.S. Dept. of Education BEFORE they went into default?

Rather than mock the pronounciation skills of the person who called trying to collect on a loan you chose to ignore, you might want to question why you had the funds to pay for a home and cable service when you refused to pay on your student loan.

Blaming someone else for a situation you created shows a lack of maturity and responsibility. If you're in your twenties now, it's a good time to work toward that goal.

I keep getting calls on my cell from them. All from different phone numbers. When I answer, no one says anything. When I call back and give them my phone number, they don't have it on file (then how does their computer keep calling me?).

Funny thing is, I had a student loan that was paid off in 2002 through payroll garnishment & tax refund offsets. I have a letter & an accounting of all payments from the Dept of Ed, who state it was paid in full. I only had 1 student loan.

I wonder what Van Ru is up to?

I keep getting calls on my cell from them. All from different phone numbers. When I answer, no one says anything. When I call back and give them my phone number, they don't have it on file (then how does their computer keep calling me?).

Funny thing is, I had a student loan that was paid off in 2002 through payroll garnishment & tax refund offsets. I have a letter & an accounting of all payments from the Dept of Ed, who state it was paid in full. I only had 1 student loan.

I wonder what Van Ru is up to?

I keep getting calls on my cell from them. All from different phone numbers. When I answer, no one says anything. When I call back and give them my phone number, they don't have it on file (then how does their computer keep calling me?).

Funny thing is, I had a student loan that was paid off in 2002 through payroll garnishment & tax refund offsets. I have a letter & an accounting of all payments from the Dept of Ed, who state it was paid in full. I only had 1 student loan.

I wonder what Van Ru is up to?