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Report: #1257189

Complaint Review: Verve Continental Finance - Nationwide

  • Submitted:
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  • Reported By: Seashells — Boring Oregon USA
  • Author Confirmed What's this?
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  • Verve Continental Finance Nationwide USA

Verve Continental Finance Mastercard is a SCAMMER~If you pay early, they nail you for it by lying. What a joke.... I had gone through a divorce, filed a Chapter 13 bankruptcy and made every payment on time for nearly 4 years. When my bankruptcy was paid off, i opened an account for a Verve card for $500 credit limit.  Tampa Nationwide

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They wanted $35 1st payment right away, to which i did. plus they took $125 off the top for their "fees"... so finally i use a little, then posted payments always early or on time. Had them about 6 months and noticed some awkwards charges going on. After further investigating... they claimed 3 of my online payments were declined by my bank! That is BS. I have plenty of money in my checking and even in my savings !!! I found out that when they went to do some "maintainence" on their website, something happened so when i would post a payment with my checking account, all i had to do was enter the amount to pay and the date i wanted it processed. It only showed me the name of my bank and the last 4 digits of our checking account number. So i call Verve up and they say that it must be MY FAULT, that i'm entering incorrect routing and/or checking account information when i post payments that way. I told them that's incorrect as there is NO option for me to enter that information. Once i originally set it up through their website, i never would have to reenter any of my bank account info again. So 2 months ago, i paid $482 to pay them off and rip up their card (i have good credit now and don't need them anyways)... they turned around and charged me a FEE saying it never went through my bank and so then i owed $533. I submitted PROOF to the Dispute department weeks ago and they still have not done a thing but charge me more fees and now a late fee when they owe me money! I just called them, she waived 1 of their charges and said that's all they can do despite my proof. So i just paid that off and will be calling tomorrow to close that account and shred up the card! DON't bother with this outfit, they are croaks. READ OTHER POSTS about same thing! It ought to be against the law to do this to people....

This report was posted on Ripoff Report on 09/25/2015 02:22 PM and is a permanent record located here: https://www.ripoffreport.com/reports/verve-continental-finance/nationwide/verve-continental-finance-mastercard-is-a-scammerif-you-pay-early-they-nail-you-for-it-1257189. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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