Viptradelines Leo STAY CLEAR OF VIP TRADELINES (LEO) Irvine California

 It pains me as a former business owner to have to resort to utilizing this method in order to receive the services I paid for or receive a full refund. However, there is no doubt in my mind that Leo deliberately and systematically ripped me off. I see other reports on here stating that they payed this man and had the same things happen. I paid Leo $1650 for a 3 Tradelines package. This was explained to me that all 3 would show up on all 3 reports. 1 would have one year of history 2 would have 3 years of history and 3 would have 5 or above. I received 1 with 1 year history that showed up on trans union and not the other. Then o received 1 with 1 year history that showed up on Experian and none of the others. Nothing showed up on Equifax. To his credit, these lines gave me a 730 score on both bureaus. However, creditors don't see it that way. I've had one company tell me I have a ghost fill and not to call back when attempting to get a loan. That's because you can't have high scores on two and a 4 on the third. It's impossible to have a 4 because the lowest score is a 300. I know enough about credit to know that would happen, but he told me I didn't know what I was saying and to just apply. So I did! He then told me to apply for cards to make it stronger and open a bank account. Those were declined as well with letters that came in the mail not sufficient credit history.

Every time I complained to him I'd have to badger him to answer back or tell him I'd go to authorities in order for him to respond. Before I paid him, he picked up everytime, morning, noon, and night. Even gave me his "personal number". Once I paid him it was "shoe fly, don't bother me"! He promised me that he'd fix the issue with the third trade line and hasn't and he'd never promised they'd show up on all reports and he did promise. He also ran my credit 3 times through his mortgage company three times to see if things had changed for me instead of a sort pull. This has me now with so many inquiries total that Walmart (which is the easiest card to get) declined me. As you can see I kept trying for his sake to make this work in my mind. I told him prior to doing business.

This was my last and I want to help my children have great opportunities in life and it was worth a shot. I have lending companies that'll get you funded for business and/or real estate investments to the tune of $250,000. All they needed was to see specific scores and stated income. No more then 1 inquiries and not the 7 I now have based on what I was guided to do. I need all of my money back asap so I can go another route. There's more to this but I'll hold that info until he responds to this. Depending on how that goes determines what I let out. PS. If you're someone who's doing this to obtain a cell phone contract, or open a bank account, then this may be the guy for you. However, if you have aspirations to do something a lil more in depth then you'll need a strong 3 Tradelines per bureau kinda situation. Then you get a bank credit card secured by your funds teamed with a furniture account to do what I now have to put on hold