VO Financial Jason Greene Preying on my need for help Egg Harbor Township, New Jersey

We have made an offer to this client to provide services for free. The only thing that would be required is an apology upon completion of the service.

Testimonial for:

Service provided by the VOF:  Debt Reduction Deed Replacement
Client:  Mr. and Mrs. Gordon McRostie from Colorado

After agonizing with regret for our purchase of vacation investment, which over time has been a progressive burden to us, we are so relieved to know there are a few honest people who still exist!   The sweet talkof salespersons which pushed their agenda by deception and manipulation and by persistently ignoring their clients efforts to decline upgrades and the increasing maintenance fees left us with debt we struggled to resolve. 

Adding insult to injury, we also lost money and trust of groups who promised to help sell or rent our timeshare, to no avail.  Having been burned several times, we were reticent to try one more time when we came into contact with Vacation Ownership Group.  You have been an answer to our prayers!  Using your website to tell-it-like-it-is in exposing timeshare fraud helped convince us of your integrity.

How thankful we are to you, VO Financial, for your integrity, gentle spirit and mission focus of guiding us to see light at the end of the tunnel and find resolution in our desperation. You have stuck with us every step of the journey.  Your assurance to us that the process would be done correctly will not be forgotten. We are grateful and relieved at the outcome.  We cannot express adequately our appreciation of the quality of your Cape Cod personnel. 

~~~~~~~~~~~

A personal word to the President and CEO of,  VO Financial:

We wish to take this opportunity to express our sincere thanks for the contact and help that Jake Laurie has been to us since late January this year.  He has been consistent and reassuring in our phone conversations and guidance in the process of disengaging with our developer. 

Thank you, too, for being a firm that has shown integrity in exposing the deception in the timeshare vacation business on your website.  And we are so grateful to have been offered a legal way out of debt.  Jake has been a great consultant for us as he has walked us through the whole process and we now have in hand a letter from our developer confirming that our contract number has been cancelled and their collections activity has stopped.

We consider our contact with VO Financial to have been a God-send. 

Our best wishes for your continued aid to many hurting, well-intended people,
Gordon and Daphne McRostie

(The words in the text has not been written bo VOF but but an actual client)

It really is quite simple, our services cannot fail, and you can consult with a licensed attorney to verify this prior to ever doing business (we even recommend it). In this case we will do one better just too once again prove our points that reading online, and being uneducated about a situation or company is sad because it leaves you in the same place you have always been, unhappy and in debt more than you can handle because you believed untruths.

So in closing, this (Non-Client) may e-mails customercare@vofinancial.com and we will fix all of your problems for free, once we have completed service all we will require is you come back on this site and apologize to us and the consumers you wislead with your assumptions. Your obligation in the contract will be that.

This client is correct in this post. We are not a listing or re-sales company and we will not be paying off exisiting timeshare debt. Unfortunetly this client has some skeptisim and isnt clear on what we do for her. First for this clients comfort we are willing to assist this client through and alternative financial program which will not require her to come up with the money as an act of good faith, and secondly we will provide what we are going to do so it may be verified.

As the Service Agreement clearly sets forth, after VOF verifies from a client the exact nature of the fraudulent sales tactics and/or misrepresentations the client encountered during the purchase of their existing timeshare from a timeshare developer, VOF will gather a case file on that client. Based on VOFs experience in the timeshare industry, VOF will then decide what type of services best suite the particular clients file and financial situation. If it is determined that the client wishes to eliminate the debt owed on account of its existing timeshare, VOF will walk the client through this process. Based on VOFs experience and the nature of timeshare properties, VOF will consult with the client about stopping all payments on the existing timeshare debt in order to eventually obtain a deed in lieu of foreclosure. VOF will work with the client during this process, which normally takes 150-180 days, by consulting about how the process works and providing stop call letters to the client so they can send to their mortgage holder in order to stop the harassing debt collection calls. As the federal Dodd-Frank Act permits, timeshare mortgages, as opposed to residential personal mortgages, are specifically permitted to utilize the non-judicial foreclose process i.e. a deed in lieu of foreclosure in addition to other state specific legislation permitting the same (FL Ch. 721). In addition, a deficiency judgment will not be entered against the client after they receive a deed in lieu so as to eliminate all obligations associated with the timeshare and the accompanying debt.

(This is why our services should not construed as paying off this existing ownership)

Facilitating the purchase of a new timeshare ownership?

As the Service Agreement clearly sets forth, when VOF enters into the Service Agreement with a client, both parties also simultaneously execute an Assignment of Contract. The purpose of entering into the Assignment of Contract is due to the fact that VOF does not hold legal title to any timeshares, and the Assignment permits VOF to provide the service of facilitating the purchase of a
new timeshare which the client requests pursuant to the terms of the Service Agreement. In order to complete the purchase of the new timeshare, VOF works with an unaffiliated licensed title and transfer company, who deals on the secondary timeshare market. VOF then enters into a contract for resale with this title company in order to facilitate the purchase of the timeshare for the client through the Assignment of Contract. This is to provide the owner with the same ownership but free and clear of an liens or encumbrances. Usually the ownership required is requested to be a lessor amount than there current account as to lower maintanence costs as well.