Report: #352711

Complaint Review: Wachovia Dealer Services

  • Submitted: Fri, July 18, 2008
  • Updated: Tue, October 13, 2009
  • Reported By: raleigh North Carolina
  • Wachovia Dealer Services
    Charlotte North Carolina
    Raleigh, North Carolina

Wachovia Dealer Services Steal Money By Playing Stupid Raleigh North Carolina

*Consumer Comment: Two account ?

*Author of original report: Situation Rectified

Show customers why they should trust your business over your competitors...

I am financing a car through wachovia dealer services. I tried to pay a bill on july 3rd. Apparently it did not go through. I was not notified by email, luckily I checked on payment in time and called them, they said that I forgot to put in the last four digits of my account number, really? Anyway, they wanted to charge me to put the payment in over the phone, I said no and put it in online again. I still had a couple of days before the payment would be late and assessed fees.

Two days later I checked again, apparently the payment still did not go through. I called again, same thing, they said I did not put in the last four digits, this time I actually had a screenshot handy of the confirmation screen with the last four digits and wanted to send it so that they could see proof and address the problem, obviously there was an issue with the website. Apparently they can't receive emails...What?? Where are they, 1987? Anyway, they offered to take payment over the phone (no charge after I complained) So what happened?

Another two days later still no payment posted, The have no information under the pending payment links, they never do, so customers can not track payment history. Also still no confirmation emails, nothing. On top of that, there used to be an option to pay using last used bank information, no longer an option, now you have to put it in new each time, this just changed overnight actually, was there yesterday, this also prevents the customer from seeing what account information they have recorded, this way they can claim anything they want and you have to accept it, "i'm sorry sir you didn't put in your account number you drew a picture of a duck, we can't accept that as payment, We'll need all your money and your car, thanks."

Interestingly when I tried to get with IT they transferred me to collections, then put me on hold forever before another rep picked up. He told me that the second payment went through and asked me to cancel the last payment, I said no because I did not trust him. Today, 4 days later still no payment reflected on the account, the bill is now late and I will be getting on the phone again to be treated rudely, accused of lying, assessed late fees, probably make another payment and get nothing resolved, I will continue to post here so that you guys can follow along to the point where wachovia ruins my credit, repos my car, and we end up in court, all while I am still trying to make payments every couple of days probably.

This should be interesting, calling now..

raleigh, North Carolina
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This report was posted on Ripoff Report on 07/18/2008 08:21 AM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

Two account ?

AUTHOR: Ray - (U.S.A.)

Can you pay the car payment at Wachovia Bank teller?

Is two different bank account at Wachovia? If so, you need to move one account to other non-Wachovia bank. Because if one account is lock, so is the other.  This known as party account. Never keep two or more account on same Bank.

Yes, Wachovia checking do have two routing number. One is old Wachovia and other is new Wachovia/Well Fargo.

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#2 Author of original report

Situation Rectified

AUTHOR: Mo - (U.S.A.)

It turns out that they had an account on file, however I was using a different bank account and so I was using the wrong routing number. I wish they had a system of telling what was going wrong. Imagine paying a bill over and over again to keep finding out it was rejected.

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