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Report: #671348

Complaint Review: WELLS FARGO HOME MORTGAGE - DES MOINES Idaho

  • Submitted:
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  • Reported By: VCK — SUNBURY Ohio USA
  • Author Not Confirmed What's this?
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  • WELLS FARGO HOME MORTGAGE PO BOX 14411 DES MOINES, Idaho United States of America

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We called and wrote this letter to Wells Fargo Home Mortgage for 8 years with our paper work and hardship but never help us.

"LOAN MODIFICATION AND HARDSHIP"

We are contacting you today to request a loan modification for our property. We are requesting that you review our financial situations to see if we qualify for any loan modification. We are having problems making our monthly payments because of financial difficulties. We dont want to lose our house. Is it possible to have my current adjustable rate mortgage converted to a fixed rate?  Our mortgage (Wells Fargo) is $1,641.47 with 11.750% low and $2,009.32 with 12.250% high. 
   
I have worked for 42 years at my same Company. Few years ago my wife lost her job cause of her back injury from the breaking of a chair and her doctors told her to stay at home and not to work any jobs and signed the paper to get her Social Security Disability but thats not much to cover for our bills. I have my alimony (ex-wife) for 14 years $750.00/mo and still continue to pay. Last year I talked my boss about my problem of finance so they gave me one hour extra per day.

It helped me out with our budget for few months then we got new president and vice president, they changed every things and lay-off 28 employees and cut my hours working. My job is 12.5 miles one way with expense for gas and cost of living. We borrowed money from our friends and family in order to keep the bills down. We know that they have programs to help people's problems but why not us. We are hearing-impaired and we feel that they are descriminating against us.  Thanks.

This report was posted on Ripoff Report on 12/14/2010 10:33 AM and is a permanent record located here: https://www.ripoffreport.com/reports/wells-fargo-home-mortgage/des-moines-idaho-50306/wells-fargo-home-mortgage-loan-modification-des-moines-idaho-671348. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
1Author
1Consumer
0Employee/Owner

#2 Consumer Comment

VCK, The executives at Wells Fargo have taken out 'secret life insurance policies' on their current & former employees....

AUTHOR: Karl - (USA)

POSTED: Wednesday, December 15, 2010

and the amount of these policies is $17 Billion, according to at least one article on the web.



*You can 'Google' this- BANK EXECUTIVES PROFITING ON THE DEATH OF EMPLOYEES, and read that article for proof.



*You can also stay at this site and type in 411913 and read where many of the U.S. banks have taken out $120 Billion in these policies at Ripoff Report #411913.



Good luck to you & your family.



HAPPY HOLIDAYS!




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#1 Author of original report

LOAN MODIFICATION

AUTHOR: VCK - (USA)

POSTED: Wednesday, December 15, 2010

We called and wrote this letter to Wells Fargo Home Mortgage for 8 years with our paper work and hardship but never help us. "LOAN MODIFICATION AND HARDSHIP" We are contacting you today to request a loan modification for our property. We are requesting that you review our financial situations to see if we qualify for any loan modification. We are having problems making our monthly payments because of financial difficulties. We dont want to lose our house. Is it possible to have my current adjustable rate mortgage converted to a fixed rate?  Our mortgage (Wells Fargo) is $1,641.47 with 11.750% low and $2,009.32 with 12.250% high.      I have worked for 42 years at my same Company. Few years ago my wife lost her job cause of her back injury from the breaking of a chair and her doctors told her to stay at home and not to work any jobs and signed the paper to get her Social Security Disability but thats not much to cover for our bills. I have my alimony (ex-wife) for 14 years $750.00/mo and still continue to pay. Last year I talked my boss about my problem of finance so they gave me one hour extra per day. It helped me out with our budget for few months then we got new president and vice president, they changed every things and lay-off 28 employees and cut my hours working. My job is 12.5 miles one way with expense for gas and cost of living. We borrowed money from our friends and family in order to keep the bills down. We know that they have programs to help people's problems but why not us. We are hearing-impaired and we feel that they are descriminating against us.  Thanks.

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