whynotleaseit I'm being ripped off by whynotleaseit in conjuntion with HD Funiture Manchester New Hampshire

I went to HD Funiture to purchase a sofa and love seat, i was talked into seeing if i'ld be approved for credit, my total for my purchase was $1,495, I put down $1,000, owing $495. to be paid in monthly payments I was lead to believe, being that i was approved for the so called credit. The payments monthly to pay off was supposed to $39.96 for 5 months and then i would be given the opportunity to make final paymen , however noone contacted me and whynotleaseit continued to take money out my banking account well over a yaear and still doing so at the time of this report.  Darryl phillipsburg nj.