Wilshire Credit Corp. keep saying that they havent reviewed, time is passing afraid same thing happening to me Beaverton Oregon

First I want to say I am sorry you are going through a rough time. I am guessing that your adjustable rate has or is getting ready to change. If you have sent in your information to do a possible modification on your loan it is taking at least 60 days to complete the process. I know it is difficult. I talk to customers all day who are having the same issues. The demand is so high with the mortgage crisis for help. It is very important to keep in touch with your mortgage lender even if you don't have good news to share. We cant help our customers if we are not aware of their hardship. If you want to respond to me and tell me exactly what is going on I may be able to give you some help. I am doing this on my own time because I have a passion for helping customers who are having a hard time. Mostly because I have gone through hard times and know how hard it is. Let me know and good luck with your situation.