World Lending Services, World Lending Services, Christopher Bacolas, Michael Bacholas, John Coronado Total Scam! Rip-off Unlicensed Lender Under Investigation - Beware!!! Surprise Arizona

To Whom It May Concern,

Should you be contacted for any reason by Gregory William Lake or Sheryl Luana French, please be made aware that these individuals are under investigation for embezzlement and check fraud in the state of Arizona, and to respond to Kenny Thompson, yes, my family is being stalked by these individuals.

On August 29, 2007, I terminated Greg Lake for embezzling $8,500 from my company and stealing my client database, SLS Information Services. The case was filed that day with the Surprise Police Department, case NO. 07086593.

On September 7, 2007, it was found that Sheryl French had opened a business checking account under a dummie company called 'SLM Marketing' to perpretrate fraud against me and my business. Apparently, when stealing my client database, these two perpretrators obtained my client account information and are depositing funds into merchant accounts and a checking account under this dummy name. My clients billing comes up as 'SLM Marketing' for these fraudulent transactions, which is designed to confuse the consumers who purchased products and hosting services from my legitimate company.

A case for check fraud was filed with the El Mirage Police department in Arizona, Case NO. 07-171615.

Furthermore, the Phoenix Police Department was contacted for mail order fraud. According to the post office where I receive my business correspondence (which Greg Lake and Sheryl French had access to and was responsible for picking up my mail as former employees), they had set up MY POST OFFICE BOX to receive correspondence and to conduct fraud under their dummy company 'SLM Marketing.' Not very smart criminals.

Since these complaints for embezzlement and check fraud were filed against Greg Lake & Sheryl French, my business and family have come under attack by these individuals. They have used this platform, ripoffreport, to conduct a smear campaign, unsuccessfully, against my family and business. I have had no customer complaints on this blog. These 'people' have used ripoff report to post bogus reports and slanderous statements about me, my wife, and my children. This is all a smoke screen tactic on their behalf in an attempt to deflect attention away from their criminal activities. Funny thing is that the law enforcement agencies involved does not consider or even look at these ridiculous reports on this blog. The police are not interested in defamation, slander, or gossip, but rather the facts supporting the crime.

Their rantings and ravings does nothing to help their case, but rather is indicitive of their own guilt. Please look at the reports these 'people' posted on ripoff report under my company as you will also share in the same assessment of these perpretrators' character. The smear campaign they are waging against me, my family, and my business resembles the work of 5th graders who were held back for 3 grades. Not very well thought out and executed. They don't realize their IP address was logged for each bogus report. If you read these blogs you will undoubtedly ask yourself 'who are these people?' A couple cards short of a deck? A couple sandwiches short of a pick nick basket? Definitely! Moreso, future spots on 'America's Dumbest Criminals.'

Should you be contacted by, or have any information, just listen to them. Illiterates I felt compassion for and got burned for helping.

Now, these characters are going on blogs, claiming I am a regsitered sex offender, an ex convict, that I molested a 9year old girl and a 11 year old boy. What freaks! Obviously, all these rants are untrue and these morons are attacking me and my family because they don't have anything better to do. They need to get a life and learn life's lesson: don't play with fire if you don't want to get burned.

What kind of people would go online and falsely accuse someone of running a child ******* website ring? Greg Lake and Sheryl French. Just keep posting guys, dig your hole, dig, dig, dig.

Expect more blogs of this nature as these poeple have nothing better to do. You'd think from the last time they would have learned that it just makes them look like flakes and low life's on a revenge campaign. That requires at least a 14year old's cognitive abilities, which Yosemity Sam Sheryl and Daffy Duck Greg obviously lacks.

Only a low life would attack children on the internet. Or someone mentally ill.

Sheryl Luana French is an SMI (Severely Mentally ill) patient with Magellan of Arizona. She receives social security disability for her mental illness and also receives, and has received, benefits through the arizona department of economic security, family assistance program. I'm assuming she has not informed either of these agencies of her business dealings and income as well. I'll help out with that. Thanks for keeping things going guys. I've got more to shell out. Keep it coming.

The next blog rebuttal will be on behalf of Larry French.

Sincerely,

Michael

Tempe, Arizona

U.S.A.

To Whom It May Concern,

Should you be contacted for any reason by Gregory William Lake or Sheryl Luana French, please be made aware that these individuals are under investigation for embezzlement and check fraud in the state of Arizona, and to respond to Kenny Thompson, yes, my family is being stalked by these individuals.

On August 29, 2007, I terminated Greg Lake for embezzling $8,500 from my company and stealing my client database, SLS Information Services. The case was filed that day with the Surprise Police Department, case NO. 07086593.

On September 7, 2007, it was found that Sheryl French had opened a business checking account under a dummie company called 'SLM Marketing' to perpretrate fraud against me and my business. Apparently, when stealing my client database, these two perpretrators obtained my client account information and are depositing funds into merchant accounts and a checking account under this dummy name. My clients billing comes up as 'SLM Marketing' for these fraudulent transactions, which is designed to confuse the consumers who purchased products and hosting services from my legitimate company.

A case for check fraud was filed with the El Mirage Police department in Arizona, Case NO. 07-171615.

Furthermore, the Phoenix Police Department was contacted for mail order fraud. According to the post office where I receive my business correspondence (which Greg Lake and Sheryl French had access to and was responsible for picking up my mail as former employees), they had set up MY POST OFFICE BOX to receive correspondence and to conduct fraud under their dummy company 'SLM Marketing.' Not very smart criminals.

Since these complaints for embezzlement and check fraud were filed against Greg Lake & Sheryl French, my business and family have come under attack by these individuals. They have used this platform, ripoffreport, to conduct a smear campaign, unsuccessfully, against my family and business. I have had no customer complaints on this blog. These 'people' have used ripoff report to post bogus reports and slanderous statements about me, my wife, and my children. This is all a smoke screen tactic on their behalf in an attempt to deflect attention away from their criminal activities. Funny thing is that the law enforcement agencies involved does not consider or even look at these ridiculous reports on this blog. The police are not interested in defamation, slander, or gossip, but rather the facts supporting the crime.

Their rantings and ravings does nothing to help their case, but rather is indicitive of their own guilt. Please look at the reports these 'people' posted on ripoff report under my company as you will also share in the same assessment of these perpretrators' character. The smear campaign they are waging against me, my family, and my business resembles the work of 5th graders who were held back for 3 grades. Not very well thought out and executed. They don't realize their IP address was logged for each bogus report. If you read these blogs you will undoubtedly ask yourself 'who are these people?' A couple cards short of a deck? A couple sandwiches short of a pick nick basket? Definitely! Moreso, future spots on 'America's Dumbest Criminals.'

Should you be contacted by, or have any information, just listen to them. Illiterates I felt compassion for and got burned for helping.

Now, these characters are going on blogs, claiming I am a regsitered sex offender, an ex convict, that I molested a 9year old girl and a 11 year old boy. What freaks! Obviously, all these rants are untrue and these morons are attacking me and my family because they don't have anything better to do. They need to get a life and learn life's lesson: don't play with fire if you don't want to get burned.

What kind of people would go online and falsely accuse someone of running a child ******* website ring? Greg Lake and Sheryl French. Just keep posting guys, dig your hole, dig, dig, dig.

Expect more blogs of this nature as these poeple have nothing better to do. You'd think from the last time they would have learned that it just makes them look like flakes and low life's on a revenge campaign. That requires at least a 14year old's cognitive abilities, which Yosemity Sam Sheryl and Daffy Duck Greg obviously lacks.

Only a low life would attack children on the internet. Or someone mentally ill.

Sheryl Luana French is an SMI (Severely Mentally ill) patient with Magellan of Arizona. She receives social security disability for her mental illness and also receives, and has received, benefits through the arizona department of economic security, family assistance program. I'm assuming she has not informed either of these agencies of her business dealings and income as well. I'll help out with that. Thanks for keeping things going guys. I've got more to shell out. Keep it coming.

The next blog rebuttal will be on behalf of Larry French.

Sincerely,

Michael

Tempe, Arizona

U.S.A.

To Whom It May Concern,

Should you be contacted for any reason by Gregory William Lake or Sheryl Luana French, please be made aware that these individuals are under investigation for embezzlement and check fraud in the state of Arizona, and to respond to Kenny Thompson, yes, my family is being stalked by these individuals.

On August 29, 2007, I terminated Greg Lake for embezzling $8,500 from my company and stealing my client database, SLS Information Services. The case was filed that day with the Surprise Police Department, case NO. 07086593.

On September 7, 2007, it was found that Sheryl French had opened a business checking account under a dummie company called 'SLM Marketing' to perpretrate fraud against me and my business. Apparently, when stealing my client database, these two perpretrators obtained my client account information and are depositing funds into merchant accounts and a checking account under this dummy name. My clients billing comes up as 'SLM Marketing' for these fraudulent transactions, which is designed to confuse the consumers who purchased products and hosting services from my legitimate company.

A case for check fraud was filed with the El Mirage Police department in Arizona, Case NO. 07-171615.

Furthermore, the Phoenix Police Department was contacted for mail order fraud. According to the post office where I receive my business correspondence (which Greg Lake and Sheryl French had access to and was responsible for picking up my mail as former employees), they had set up MY POST OFFICE BOX to receive correspondence and to conduct fraud under their dummy company 'SLM Marketing.' Not very smart criminals.

Since these complaints for embezzlement and check fraud were filed against Greg Lake & Sheryl French, my business and family have come under attack by these individuals. They have used this platform, ripoffreport, to conduct a smear campaign, unsuccessfully, against my family and business. I have had no customer complaints on this blog. These 'people' have used ripoff report to post bogus reports and slanderous statements about me, my wife, and my children. This is all a smoke screen tactic on their behalf in an attempt to deflect attention away from their criminal activities. Funny thing is that the law enforcement agencies involved does not consider or even look at these ridiculous reports on this blog. The police are not interested in defamation, slander, or gossip, but rather the facts supporting the crime.

Their rantings and ravings does nothing to help their case, but rather is indicitive of their own guilt. Please look at the reports these 'people' posted on ripoff report under my company as you will also share in the same assessment of these perpretrators' character. The smear campaign they are waging against me, my family, and my business resembles the work of 5th graders who were held back for 3 grades. Not very well thought out and executed. They don't realize their IP address was logged for each bogus report. If you read these blogs you will undoubtedly ask yourself 'who are these people?' A couple cards short of a deck? A couple sandwiches short of a pick nick basket? Definitely! Moreso, future spots on 'America's Dumbest Criminals.'

Should you be contacted by, or have any information, just listen to them. Illiterates I felt compassion for and got burned for helping.

Now, these characters are going on blogs, claiming I am a regsitered sex offender, an ex convict, that I molested a 9year old girl and a 11 year old boy. What freaks! Obviously, all these rants are untrue and these morons are attacking me and my family because they don't have anything better to do. They need to get a life and learn life's lesson: don't play with fire if you don't want to get burned.

What kind of people would go online and falsely accuse someone of running a child ******* website ring? Greg Lake and Sheryl French. Just keep posting guys, dig your hole, dig, dig, dig.

Expect more blogs of this nature as these poeple have nothing better to do. You'd think from the last time they would have learned that it just makes them look like flakes and low life's on a revenge campaign. That requires at least a 14year old's cognitive abilities, which Yosemity Sam Sheryl and Daffy Duck Greg obviously lacks.

Only a low life would attack children on the internet. Or someone mentally ill.

Sheryl Luana French is an SMI (Severely Mentally ill) patient with Magellan of Arizona. She receives social security disability for her mental illness and also receives, and has received, benefits through the arizona department of economic security, family assistance program. I'm assuming she has not informed either of these agencies of her business dealings and income as well. I'll help out with that. Thanks for keeping things going guys. I've got more to shell out. Keep it coming.

The next blog rebuttal will be on behalf of Larry French.

Sincerely,

Michael

Tempe, Arizona

U.S.A.

To Whom It May Concern,

This report was filed erroenously by a confused consumer.

1. World Lending Services is a lead generation company. We do not charge for our websites, but charge $29 per month hosting. We pay $500 for every 10 commercial leads generated. The leads are then turned over to a licensed loan officer to contact. Clients are not paid on loans funded, but the leads are purchased off of the website.

2. We have no clients in CT.

3. Our address is not 13794 W. Waddell Rd. in Surprise. Our address is 12801 W. Bell Rd., STE D-1 Surprise, AZ 85374. This address is on all our company correspondence and on our company websites as well.

4. We have no credit card information on clients, other than those clients who elect to have hosting charged on their card for their websites. No client has ever been charged without permission as the only credit card information we have on our clients are their hosting authorization agreements for $29 per month.

5. We do not have a Michael Bacholas working for our company. We do have a Michael Bacolas who is a licensed loan officer through axcent loans. All loans go through Michael and that company. The company is in 47 states for residential and world wide for commercial loans.

6. World Lending Services is not a lending organization and is not under investigation. We are a lead origination company. These statements are defamation of character and slander. World Lending Services is not, nor has it ever been, under any investigation.

7. World Lending Services has no consumer complaints and no complaints with the Better Business Bureau, etc.

8. No client is ever charged without a signed, dated, and imprinted authorization form.

9. This company does not employ thieves and no employee has ever been accused of theivery or has criminal records to back up that statement.

10. There is not anyone employed with our company who has a criminal record.

To the author of this complaint, you have us confused with another company. If you have any concerns or complaints, please contact our office at 1 800 470-8169.

Otherwise, we respectfully request you recant this erroneous report in the next 24 hours or our legal department will be contacted for legal proceedings against you for defamation of character and slander as these remarks were made knowingly to be false.

Sincerely,

J. Coronado


In law, defamation (also called vilification, slander, and libel) is the communication of a statement that makes a false claim, expressively stated or implied to be factual, that may give an individual, business, product, group, government or nation a negative image. Slander refers to a malicious, false, and defamatory statement or report, while libel refers to any other form of communication such as written words or images. Most jurisdictions allow legal actions, civil and/or criminal, to deter various kinds of defamation and retaliate against groundless criticism. Related to defamation is public disclosure of private facts which arises where one person reveals information which is not of public concern, and the release of which would offend a reasonable person.[1] "Unlike libel or slander, truth is not a defence for invasion of privacy."[2]

False light laws are "intended primarily to protect the plaintiff's mental or emotional well-being."[3] If a publication of information is false, then a tort of defamation might have occurred. If that communication is not technically false but is still misleading then a tort of false light might have occurred.[3]

Slander and libel
The common law origins of defamation lie in the torts of slander (harmful statement in a transitory form, especially speech) and libel[4][5] (harmful statement in a fixed medium, especially writing but also a picture, sign, or electronic broadcast), each of which gives a common law right of action.

"Defamation" is the general term used internationally, and is used in this article where it is not necessary to distinguish between "slander" and "libel". Libel and slander both require publication.[6] The fundamental distinction between libel and slander lies solely in the form in which the defamatory matter is published. If the offending material is published in some fleeting form, as by spoken words or sounds, sign language, gestures and the like, then this is slander. If it is published in more durable form, for example in written words, film, compact disc (CD), DVD, blogging and the like, then it is considered libel.


[edit] Criminal defamation
Many nations have criminal penalties for defamation in some situations, and different conditions for determining whether an offense has occurred. ARTICLE 19, Global Campaign for Free Expression, has published global maps [7] charting the existence of criminal defamation law across the globe. The law is used predominantly to defend political leaders or functionaries of the state.

In Britain, the Italian anarchist Errico Malatesta was convicted of criminal libel for denouncing the Italian state agent Ennio Belelli in 1912.

In Canada, though the law has been applied on only six occasions in the past century, all of those cases involve libellants attached to the state (police officers, judges, prison guards). In the most recent case, Bradley Waugh and Ravin Gill were charged with criminal libel for publicly accusing six prison guards of the racially motivated murder of a black inmate.[8]